5.74%APR *    3.75%APR *    2.65%APY * *
   VEHICLE                   HELOC                 CERTIFICATES

*APR = Annual Percentage Rate           **APY = Annual Percentage Yield
First Capital
Federal Credit Union
1601 Kenneth Road
P. O. Box 7746
York, PA 17404-0746
office: 717.767.5551
toll free: 800.893.2328
fax: 717.767.6207
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