It's not always easy to save when other expenses get in the way. Choose an account that puts your goals first, and have the funds you need to deck the halls, book the flights, or buy the books — right when you need them.

Christmas Club
  • Set aside little by little over the course of multiple months leading up to Christmas
  • Competitive dividends paid on entire balance
  • No monthly service fee
  • No minimum balance requirements
  • Make deposits in any amount you're comfortable with
  • Set up direct deposit for an easy way to build savings
  • Avoid holiday-induced debt and stress
  • Funds automatically transferred to your First Capital Federal Credit Union Share Savings account on the first business day of October
  • Early withdrawals will result in a $10 penalty
  • Free Electronic Services
  • No minimum deposit to open
Vacation Club
  • Set aside little by little throughout the year for your ideal vacation
  • Competitive dividends paid on entire balance
  • No monthly service fee
  • No minimum balance requirements
  • Make deposits in any amount you're comfortable with
  • Set up direct deposit for an easy way to build savings
  • Avoid seasonal periods of credit card debt and financial stress
  • Funds available upon request
  • Free Electronic Services
  • No minimum deposit to open
College Club
  • Set aside little by little for your college education
  • Competitive dividends paid on entire balance
  • Earn an even higher rate by making regular monthly deposits of $20 or more
  • No monthly service fee
  • Make deposits in any amount you're comfortable with
  • Set up direct deposit for an easy way to build savings
  • Funds automatically transferred to your First Capital Federal Credit Union Share Savings account on the first day of the calendar month following your 18th birthday
  • Early withdrawals before the age of 18 will result in a penalty*
  • Free Electronic Services
  • $20 minimum deposit to open

*Waived with verification of enrollment in college or another institution of higher education.

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