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Rates

Enjoy the power of platinum with a Visa® Platinum card from First Capital. With benefits like low rates, no annual fees or balance transfer fees, this is the perfect tool for your spending needs!

  • Enjoy the convenience of VISA for your online or in-store purchases, whether you're around the country, around the world, or just around town!
  • No annual fee
  • No balance transfer fee
  • Introductory rates on Purchases and Balance Transfers as low as 2.99% APR*
  • Securely manage and view credit card activity 24/7 via Online Banking
  • VISA's Zero Liability Policy** to protect you from unauthorized use of your account
  • 24/7 Fraud Protection & real-time fraud monitoring
  • eAlerts – receive text or email alerts to monitor your activity, help manage spending, and be instantly notified of possible fraud
  • VISA Click to Pay – sign up for this easy and secure way to pay for your purchases online

For more information on our VISA benefits, click here.

*APR=Annual Percentage Rate. Based on creditworthiness. The APR will vary with the market based on the Prime Rate.
**VISA®’s Zero Liability Policy covers US-issued cards and does not apply to certain commercial card transactions or any transactions not processed by Visa. You must notify First Capital FCU immediately of any unauthorized use.

View our disclosure.