Free Kasasa Saver

Rates

Put your savings on autopilot with our free Kasasa Saver® account. Rewards from your Kasasa® checking account are automatically transferred over — where they'll earn competitive dividends.

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  • Links to free Kasasa Cash®, Kasasa Cash Back®, or Kasasa Play® checking
  • Automatic transfers of Kasasa Cash or Kasasa Cash Back earnings
  • 0.25% APY* on balances up to $10,000
  • 0.15% dividend rate on portion of balance over $10,000, resulting in 0.25% – 0.16% APY, depending on the balance*
  • All balances earn a base rate of 0.03% APY* if qualifications are not met
  • No monthly maintenance fees
  • No minimum balance to earn rewards
  • Free Electronic Services
  • No minimum deposit to open

Don't Stress About Earning Your Rewards!

Qualifying for your Kasasa Cash, Kasasa Cash Back, or Kasasa Play rewards automatically qualifies you for the highest Kasasa Saver rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash, Kasasa Cash Back, or Kasasa Play account during each Monthly Qualification Cycle:

  • At least 12 debit card purchases
  • Be enrolled in and agree to receive eStatements
  • Be enrolled in and log into FirstCap Connect (Online or Mobile Banking)

So easy. Even if you don't meet your monthly qualifications on Kasasa Cash, Kasasa Cash Back, or Kasasa Play your Kasasa Saver account is always free! Plus, you can get right back to earning automatic rewards transfers the very next month!

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Kasasa Cash linked to Kasasa Saver

*APY=Annual Percentage Yield. APYs accurate as of 06/16/2014. Rates may change after account is opened. If qualifications are met each monthly qualification cycle, domestic ATM fees incurred during qualification cycle will be reimbursed up to $20 and credited to account on the last day of monthly statement cycle. Qualifying transactions must post to and settle Kasasa Cash account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle an account. ATM-processed transactions do not count towards qualifying check card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. If qualifications in Kasasa Cash are met each monthly qualification cycle: (1) balances up to $10,000 in your Kasasa Saver receive APY of 0.25%; and (2) balances over $10,000 in your Kasasa Saver earn 0.15% dividend rate on portion of balance over $10,000, resulting in 0.25% - 0.16% APY depending on the balance. If qualifications are not met on Kasasa Cash, all balances on Kasasa Saver earn a base rate of 0.03% APY. Limit one account per primary member SSN. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher.

 

Kasasa Cash Back linked to Kasasa Saver

*APY=Annual Percentage Yield. APYs accurate as of 06/16/2014. Rates may change after account is opened. When monthly qualifications are met, you will receive 3.00% cash back on debit card purchases that post to and settle account during monthly qualification cycle up to a total cash back of $9 per monthly qualification cycle. Domestic ATM fees incurred using Kasasa Cash Back debit card during qualification cycle will be reimbursed up to $20 if qualifications are met within monthly qualification cycle. Qualifying transactions must post to and settle account during the monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle an account. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Kasasa Cash Back rewards will be credited to your Kasasa Saver account on the last day of the monthly statement cycle. If qualifications in Kasasa 
Cash Back are met each monthly qualification cycle: (1) balances up to $10,000 in Kasasa Saver receive an APY of 
0.25%; and (2) balances over $10,000 in Kasasa Saver earn 0.15% dividend rate on the portion of the balance over 
$10,000, resulting in 0.25% - 0.16% APY depending on the balance. If qualifications are not met on Kasasa Cash 
Back, all balances in the Kasasa Saver earn a base rate of 0.03% APY. Limit one account per primary member SSN. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher.

 

Kasasa Play linked to Kasasa Saver

*APY=Annual Percentage Yield. APYs accurate as of 11/1/2023. Rates may change after account is opened. If qualifications are met each monthly qualification cycle, domestic ATM fees incurred during qualification cycle will be reimbursed up to $20 and credited to account on the last day of monthly statement cycle. Qualifying transactions must post to and settle Kasasa Play account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle an account. ATM-processed transactions do not count towards qualifying check card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. If qualifications in Kasasa Play are met each monthly qualification cycle: (1) balances up to $10,000 in your Kasasa Saver receive APY of 0.25%; and (2) balances over $10,000 in your Kasasa Saver earn 0.15% dividend rate on portion of balance over $10,000, resulting in 0.25% - 0.16% APY depending on the balance. If qualifications are not met on Kasasa Play, all balances on Kasasa Saver earn a base rate of 0.03% APY. Limit one account per primary member SSN. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher.