Help your child get on a solid financial path. We offer several programs to help children and teens learn smart money habits early on. Learn more about our youth savings accounts below!

Deep Sea Savers
  • Available to our youngest members 13 and under
  • Competitive dividends on every dollar deposited
  • Start setting aside for big future goals or smaller everyday items
  • Teaches the value and principles of saving from an early age
  • Make deposits to earn Coins
  • Redeem Coins for prizes or cash!
  • Start saving for college at an early age with our College Club
  • Watch your savings grow quickly with our Add-On Youth Share Certificate
  • Enjoy an extra $5 birthday deposit from First Capital FCU around your birthday*
  • Deep Sea Savers will automatically convert to NextGen membership at age 14
  • $5 minimum deposit to open
    • For our youngest Deep Sea Savers, newborn to one year, we will make the initial opening deposit of $6 ($1 membership fee, $5 share savings deposit)

See our Deep Sea Savers brochure for more information.

*Every year, bring in your FCFCU birthday card within the month of your birthday with a $25 deposit, and we'll deposit an extra $5 into your Deep Sea Savers Account.
NextGen
  • Available to members ages 14 to 18
  • FREE t-shirt at account opening
  • Earn 50 points for every $50 deposit
  • For every 500 points earned, receive a $5 deposit automatically into your savings account
  • Random quarterly drawings for gift cards
  • Free box of checks every year
  • Free Electronic Services
  • Access to private student loans
  • Educational opportunities via our free seminar series
  • Start saving for college at an early age with our College Club
  • Watch your savings grow quickly with our Add-On Youth Share Certificate
  • Enjoy an extra $5 birthday deposit from First Capital FCU around your birthday*
  • NextGen members will automatically transition into the Star Rewards program at age 19
  • $5 minimum deposit to open

See our NextGen brochure for more information.

*Every year, bring in your FCFCU birthday card within the month of your birthday with a $25 deposit, and we'll deposit an extra $5 into your NextGen account.
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