*APR = Annual Percentage Rate. All loans subject to credit approval. Rates, terms, and conditions are subject to change and may vary based on credit worthiness, qualifications, and collateral requirements. 5.70% APR up to 84 Months. Valid on vehicle model year 2021 or newer. No payments for up to the first 70 days. Interest will accrue for the first 70 days and throughout selected loan term. Minimum loan amount for this offer is $25,000.00. Minimum credit score of 640. Purchase money only. Offer valid on new money only and cannot be used on existing First Capital Federal Credit Union loans. Certain additional restrictions may apply. Estimated monthly payment of $14.47 per $1,000.00 borrowed at 5.70% APR for 84 months. Cannot be combined with any other offer other than the 3-star discount. Promotion subject to change and may be discontinued at any time. Effective April 1, 2024 through June 30, 2024.
*APR=Annual Percentage Rate. All loans subject to credit approval. 5.70% APR applies to Fixed Home Equity loans for terms up to 120 months. Minimum credit score of 640 to receive promotional rate. Maximum loan to value (LTV) not to exceed 80%. Minimum loan amount to qualify for this offer is $15,000.00. Estimated monthly payment of $10.96 per $1,000 borrowed at 5.70% for 120 months. First Capital Federal Credit Union will pay all appraisal and closing costs. Additional fees may apply. Property insurance required. Flood insurance may be required. Consult your tax advisor on possible tax benefits. Owner-occupied primary residence only and must be in first or second lien position. First Capital Federal Credit Union reserves the right to end this promotion at any time. Offer valid on new money only and cannot be used on existing First Capital Federal Credit Union loans. Certain additional restrictions may apply. Rates, terms, and conditions are subject to change and may vary based on credit worthiness, qualifications, and collateral requirements. Other home loan products, rates, and terms are available. Cannot be combined with any other offer other than the 3-star discount. Promotion subject to change and may be discontinued at any time. Effective March 17 - June 30, 2024.
*APR = Annual Percentage Rate. 0.00% Promotional rate for the first 12 billing cycles on purchases and balance transfers with new Visa Business Rewards Credit Card. No annual fee. No balance transfer fee. The standard variable APR for purchases: 15.24% to 18.00%, based on creditworthiness. Cash Advance variable APR: 15.24% - 18.00%. APRs in effect as of 03/31/2024. After the introductory period ends, the standard purchase APR will be applied to unpaid introductory balances, new purchases and new balance transfers. Cash Advance Fee: greater of 2% or $10.00. Minimum finance charge $0.50. Subject to credit approval. Visa is a registered trademark of Visa International Service Association and used under license. Offer is not valid to payoff existing First Capital loans. Balance transfer rate and purchase promotion applies to new cardholders only. To receive the promotional Balance Transfer Rate all transactions must post within 90 days of account opening. Other conditions may apply. Promotion subject to change or may be withdrawn at any time. Offer valid April 1, 2024 – December 31, 2024.
The official rules are found here!
For our 70th Anniversary, we’re upping the ante and making it even easier to make a quick $70. Refer your friends, co-workers, or family to First Capital and if they open a membership with an average daily balance of $250 for 60 days...we’ll give you both 70 bucks!
All you have to do is fill out the form and turn it in at any branch when you open your membership. If you open your account online, you must use the promo code FRIEND70 + Referring Member's FULL Name to get credit for being referred.*
*Membership Eligibility applies. Membership is open to people who work or volunteer for a company affiliated with First Capital Federal Credit Union. Membership is also open to immediate family members (spouse, parent, child, sibling, grandparent or grandchild) of a current member, as well as persons living within the same residence. Membership eligibility to be determined at time of account opening. A referred member cannot be an existing primary or joint owner of an account at First Capital. Membership share account required; $5 minimum opening deposit and $1.00 membership fee. Offer is only valid on new qualified memberships that open a share savings and/or checking account and deposit at least $250. The account must
maintain an average daily balance of $250 for 60 days to be eligible for the referral reward. If opening online, use the promo code FRIEND70 and referring member’s full name to qualify for the referral reward. $70 referral rewards will be deposited to both the new member and referring member’s share savings account the first business day of the month after your membership has been open for 60 days. Referral reward may be reported to the IRS for tax purposes. This offer cannot be combined with any other offer. Account must be open and in good standing at the time of qualification to receive the referral reward. First Capital Federal Credit Union Employees and Credit Union volunteers are not eligible. Refer-a-Friend promo effective January 1, 2024. Promotion may be discontinued at any time. Federally Insured by NCUA.