*APR = Annual Percentage Rate. All loans subject to credit approval. Rates, terms, and conditions are subject to change and may vary based on credit worthiness, qualifications, and collateral conditions. Up to a 2% reduction on a current financed vehicle interest rate. Rate will not go below 3.99% on terms up to 84-months, with the exception of members who qualify for the FirstCapital Star Rewards® 3-Star Discount. 3-Star Members may receive an additional 0.15% reduction on their rate. Loan terms will be up to the remaining term of the existing loan, with a maximum term of 84-months. Member must provide the original dealer documentation and/or a current loan statement to support the rate being reduced and term being matched. Estimated monthly payment of $13.67 per $1,000 borrowed at 3.99% for 84 months. Maximum loan to value of 115%. LTV will be determined by the applicant credit qualifications. Promotion may be discontinued at any time. Model year must be 2021 or newer. New money only, cannot be used on existing First Capital Federal Credit Union loans. Cannot be combined with any other offer other than the FirstCapital Star Rewards® 3-Star discount. Effective January 1 – March 31, 2026.
*APR=Annual Percentage Rate. All loans subject to credit approval. 5.99% APR applies to mortgages for 30-year fixed term. Minimum credit score of 700 to receive promotional rate. Maximum loan to value (LTV) not to exceed 80%. Minimum loan amount to qualify for this offer is $150,000.00, with a maximum loan amount of $400,000. Owner-occupied primary residence only Only eligible for single-family, owner-occupied properties in the state of PA. No manufactured homes, second homes, business, or investment properties. First Capital Federal Credit Union reserves the right to end this promotion at any time. Offer valid on purchases or rate and term refinances only. Certain additional restrictions may apply. Rates, terms, and conditions are subject to change and may vary based on credit worthiness, qualifications, and collateral requirements. Other home loan products, rates, and terms are available. Cannot be combined with any other offer. Effective January 1 - March 31, 2026.
*APR=Annual Percentage Rate. All loans subject to credit approval. Rates, terms, and conditions are subject to change at any time and may vary based on credit worthiness and qualifications. Offer valid on new money only and cannot be used on existing First Capital Federal Credit Union loans. 700 credit score and above. Estimated monthly payment of $30.87 per $1,000.00 borrowed @ 6.99% APR for 36 months. Minimum loan amount is $500.00, maximum loan amount is $12,000.00. Cannot be combined with any other offer other than the FirstCapital Star Rewards® 3-star discount. Effective January 1 - March 31, 2026.
*APR=Annual Percentage Rate. All loans subject to credit approval. Rates, terms, and conditions are subject to change at any time and may vary based on credit worthiness, qualifications, and collateral conditions. Estimated monthly payment of $16.61 for every $1,000.00 borrowed at 5.99% for 72 months. Loan to Value (LTV) not to exceed 100%. Business vehicles must be 2023 year or newer. Offer valid for Sole Proprietorships, General Partnerships, Corporate, LLC, and Limited Partnerships based in Pennsylvania. Valid on new money only, cannot be used on existing First Capital Federal Credit Union loans. Cannot be combined with any other offer and may be discontinued at any time. Other terms or conditions may apply. Effective January 1 – March 31, 2026.