Skip to content
*APR=Annual Percentage Rate. All loans subject to credit approval. Rates, terms, and conditions are subject to change and may vary based on credit worthiness, qualifications, and collateral requirements. 4.49% APR up to 72 Months on 2020 model year or newer. 4.99% up to 84 Months on 2022 model year or newer. Minimum loan amount for this offer is $20,000.00. Minimum credit score of 640. Maximum loan to value (LTV) of 115%. Valid on purchase and refinance transactions. Offer valid on new money only and cannot be used on existing First Capital Federal Credit Union loans. Certain additional restrictions may apply. Estimated monthly payment of $15.87 per $1,000.00 borrowed at 4.49% APR for 72 months. Estimated monthly payment of $14.13 per $1,000.00 borrowed at 4.99% APR for 84 months. Cannot be combined with any other offer other than the 3-star discount. Effective April 1 - June 30, 2023.
 

Apply Now

*APR=Annual Percentage Rate. All loans subject to credit approval. 4.99% APR applies to Fixed Home Equity loans for terms up to 120 months. Minimum credit score of 640 to receive promotional rate. Maximum loan to value (LTV) not to exceed 80%. Minimum loan amount to qualify for this rates offer is $15,000.00. Estimated monthly payment of $10.61 per $1,000 borrowed at 4.99% for 120 months. First Capital Federal Credit Union will pay all appraisal and closing costs. Additional fees may apply. Property insurance required. Flood insurance may be required. Consult your tax advisor on possible tax benefits. Owner-occupied primary residence only and must be in first or second lien position. First Capital Federal Credit Union reserves the right to end this promotion at any time. Offer valid on new money only and cannot be used on existing First Capital Federal Credit Union loans. Certain additional restrictions may apply. Rates, terms, and conditions are subject to change and may vary
based on credit worthiness, qualifications, and collateral requirements. Other home loan products, rates, and terms are available. Cannot be combined with any other offer other than the 3-star discount. Effective April 1,2023 through June 30, 2023.