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*APR=Annual Percentage Rate. All loans subject to credit approval. Rates, terms and conditions are subject to change and may vary based on credit worthiness, qualifications and collateral requirements. 1.99% APR up to 72 Months on 2018 Model Year or newer. 2.99% up to 84 Months on 2021 Model Year or newer. Minimum loan amount for this offer is $20,000.00. Minimum credit score of 640. For purchase transaction only. Offer valid on new money only and cannot be used on existing First Capital Federal Credit Union loans. Certain additional restrictions may apply. Estimated monthly payment of $14.75 per $1,000.00 borrowed at 1.99% APR for 72 months. Estimated monthly payment of $13.22 per $1,000.00 borrowed at 2.99% APR for 84 months. Cannot be combined with any other offer other than the First Capital Star Rewards 3-star discount. Effective July 1 - September 30, 2022.
 
*APR=Annual Percentage Rate. All loans subject to credit approval. 4.99% APR for a Personal Unsecured Loan for up to a 24 Month Term. Rates, terms, and conditions are subject to change at any time and may vary based on credit worthiness, qualification, and collateral conditions. Offer valid on new money only and cannot be used on existing First Capital Federal Credit Union loans. 680 credit score and above. Estimated monthly payment of $43.88 per $1,000.00 borrowed at 4.99% APR for 24 months. Minimum loan amount is $500.00, maximum loan amount is $7,500.00. Cannot be combined with any other offer other than the First Capital Star Rewards 3-star discount. Effective July 1 - September 30, 2022.
 
*APR=Annual Percentage Rate. 0.00% Promotional rate for the first 12 billing cycles on purchases on the Business Rewards card. No annual fee. No balance transfer fee. The standard variable APR for purchases: 11.49% - 18.00%, based on your creditworthiness and card type. Cash Advance variable APR: 11.49% - 18.00% based on your credit worthiness, qualifications and card type. All APRs in effect as of 07/01/2022. Rates will adjust based on the Wall Street Journal Prime. After the introductory period ends, the standard purchase APR will be applied to unpaid introductory balances, new purchases and new balance transfers. Cash Advance Fee: greater of 2% or $10.00. Minimum finance charge $0.50. Subject to credit approval. Visa is a registered trademark of Visa International Service Association and used under license. Offer is not valid to payoff existing First Capital loans. Valid on New Business Rewards cards, opened between 07/01/2022-12/31/2022, only. For new credit card accounts opened between 07/01/2022 and 12/31/2022, to receive the promotional purchase rate, all transactions must be posted within 12 months of new credit card opening. Other conditions may apply. Promotion subject to change or may be withdrawn at any time. Effective July 1, 2022 - December 31, 2022.

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