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*APR=Annual Percentage Rate. All loans subject to credit approval. Rates, terms and conditions are subject to change and may vary based on credit worthiness, qualifications and collateral requirements. 1.99% APR up to 72 Months on New Vehicles. New Vehicles defined as 2021 -2022 and never been titled. 2.99% up to 72 Months on Used Vehicles. Used Vehicles defined as 2018 model year or newer. No payments for the first 90 days. Interest will accrue for the first 90 days and throughout selected loan term. Minimum loan amount for this offer is $15,000.00. Minimum credit score of 640. For purchases only. Offer valid on new money only and cannot be used on existing First Capital Federal Credit Union loans. Certain additional restrictions may apply. Estimated monthly payment of $14.75 per $1,000.00 borrowed at 1.99% APR for 72 months. Estimated monthly payment of $15.20 per $1,000.00 borrowed at 2.99% APR for 72 months. Cannot be combined with any other offer other than the 3-star discount. Effective April 1, 2022 through June 30, 2022.
 
*APR=Annual Percentage Rate. All loans subject to credit approval. 3.15% APR applies to Fixed Home Equity loans for terms up to 120 months. Minimum credit score of 640 to receive promotional rate. Maximum loan to value (LTV) not to exceed 80%. Minimum loan amount to qualify for this offer is $15,000.00. Estimated monthly payment of $9.73 per $1,000 borrowed at 3.15% for 120 months. First Capital Federal Credit Union will pay all appraisal and closing costs. Additional fees may apply. Property insurance required. Flood insurance may be required. Consult your tax advisor on possible tax benefits. Owner-occupied primary residence only and must be in first or second lien position. First Capital Federal Credit Union reserves the right to end this promotion at any time. Offer valid on new money only and cannot be used on existing First Capital Federal Credit Union loans. Certain additional restrictions may apply. Rates, terms, and conditions are subject to change and may vary based on credit worthiness, qualifications, and collateral requirements. Other home loan products, rates, and terms are available. Cannot be combined with any other offer other than the FirstCapital Star Rewards 3-star discount. Effective April 1 - June 30, 2022.
 
*APR=Annual Percentage Rate. 0.00% Promotional rate for the first 12 billing cycles on purchases on the Business Rewards card. No annual fee. No balance transfer fee. The standard variable APR for purchases: 10.24% - 18.00%, based on your creditworthiness and card type. Cash Advance variable APR: 10.24% - 18.00% based on your credit worthiness, qualifications and card type. All APRs in effect as of 04/01/2022. Rates will adjust based on the Wall Street Journal Prime. After the introductory period ends, the standard purchase APR will be applied to unpaid introductory balances, new purchases and new balance transfers. Cash Advance Fee: greater of 2% or $10.00. Minimum finance charge $0.50. Subject to credit approval. Visa is a registered trademark of Visa International Service Association and used under license. Offer is not valid to payoff existing First Capital loans. Valid on New Business Rewards cards, opened between 1/1/2022-6/30/2022, only. For new credit card accounts opened between 01/01/2022 and 06/30/2022, to receive the promotional purchase rate, all transactions must be posted within 12 months of new credit card opening. Other conditions may apply. Promotion subject to change or may be withdrawn at any time. Effective April 1. 2022 to June 30, 2022.

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