*APR=Annual Percentage Rate. 12 Month 0.00% Promotional rate on balance transfers for new and existing Visa Platinum credit cards. No annual fee. No balance transfer fee. The standard variable APR for purchases: 12.24% - 18.00%, based on your creditworthiness and card type. Cash Advance variable APR: 12.24% - 18.00% based on your credit worthiness, qualifications and card type. All APRs in effect as of 02/01/2025. After the introductory period ends, the standard purchase APR will be applied to unpaid introductory balances, new purchases and new balance transfers. If you transfer a balance with this offer, interest will be charged on purchases made with your credit card, unless your purchases have a 0% APR or you pay the entire balance (including any Transferred Balances) in full each month. Cash Advance Fee: greater of 2% or $10.00. Minimum finance charge $0.50. Subject to credit approval. Visa is a registered trademark of Visa International Service Association and used under license. Offer is not valid to pay off existing First Capital loans. To receive the promotional Balance Transfer Rate all transactions must post within 90 days of account opening. For existing members, the balance transfer must post within the promotional period. Promotional period will expire 12 months from date of first balance transfer. Other conditions may apply. Promotion subject to change or may be withdrawn at any time. Effective April 1 - September 30, 2025.
*APR=Annual Percentage Rate. All loans subject to credit approval. Rates, terms, and conditions are subject to change at any time and may vary based on credit worthiness, qualifications, and collateral conditions. Estimated monthly payment of $16.74 for every $1,000.00 borrowed at 6.25% for 72 months. Loan to Value (LTV) not to exceed 100%. Business vehicles and trailers must be 2022 year or newer. Offer valid for Sole Proprietorships, General Partnerships, Corporate, LLC, and Limited Partnerships based in Pennsylvania. Valid on new money only, cannot be used on existing First Capital Federal Credit Union loans. Cannot be combined with any other offer and may be discontinued at any time. Other terms or conditions may apply. Effective July 1 - September 30, 2025.
*APR=Annual Percentage Rate. All loans subject to credit approval. 6.99% APR for a Personal Unsecured Loan for up to a 24 Month Term. Rates, terms, and conditions are subject to change at any time and may vary based on credit worthiness, qualification, and collateral conditions. Offer valid on new money only and cannot be used on existing First Capital Federal Credit Union loans. 680 credit score and above. Estimated monthly payment of $44.78 per $1,000.00 borrowed @ 6.99% APR for 24 months. Minimum loan amount is $500.00, maximum loan amount is $7,500.00. Cannot be combined with any other offer other than the FirstCapital Star Rewards 3-star discount. Effective July 1 - September 30, 2025.
*APR=Annual Percentage Rate. All loans subject to credit approval. Rates, terms, and conditions are subject to change and may vary based on credit worthiness, qualifications, and collateral requirements. 4.99% APR up to 72 Months OR 5.99% up to 84 Months on 2022 Model Year or newer. Minimum loan amount for this offer is $20,000.00. Minimum credit score of 640. Offer valid on new money only and cannot be used on existing First Capital Federal Credit Union loans. Valid on automobile and motorcycle purchases only. Maximum Loan to Value (LTV) on 72 Month Term will be 115% and the 84 Month Term will be 100%. Additional restrictions may apply. Estimated monthly payment of $16.11 per $1,000.00 borrowed at 4.99% APR for 72 months. Estimated monthly payment of $14.61 per $1,000.00 borrowed at 5.99% APR for 84 months. Cannot be combined with any other offer other than the FirstCapital Star Rewards 3-star discount. Effective July 1 - September 30, 2025.
*APY=Annual Percentage Yield. 5.00% effective as of September 1, 2025 for the 5-month Share Certificate; subject to change at any time. Minimum deposit $1,000, maximum $50,000 per unique social security number. The 5-Month Promo certificate will not automatically renew and all funds from the certificate will be deposited into the primary share at the time of certificate maturity. Promotional offer cannot be combined with any other offer other than the First Capital Star Rewards 3-Star rate increase. In-branch opening only. Penalty for early withdrawal; fees could reduce earnings. Available September 1 - October 31, 2025, to consumer members only. This promotion is not available for business or youth accounts. Other restrictions may apply. Promotion may be discontinued at any time. Federally Insured by NCUA.
**APY=Annual Percentage Yield. 10.00% effective as of September 1, 2025 for the 8-Year Youth Share Certificate; subject to change at any time. Minimum deposit $500.00, maximum $2,000.00 per unique social security number. The 8-Year Youth Share Certificate will not automatically renew and all funds from the certificate will be deposited into the primary share at the time of certificate maturity. Offer cannot be combined with any other offer. Penalty for early withdrawal is 100% forfeiture of all dividends, and the certificate must be closed. The 8-Year Youth Share Certificate promo is available on Deep Sea Saver or NextGen youth accounts for members under age 18 only. Not available for custodial or rep payee accounts. Available September 1 – October 31, 2025 to consumer youth members only. Other restrictions may apply. Promotion may be discontinued at any time. Federally Insured by NCUA.