*APR=Annual Percentage Rate. All loans subject to credit approval. Rates, terms, and conditions are subject to change and may vary based on credit worthiness, qualifications, and collateral requirements. 3.99% APR up to 72 Months OR 4.99% up to 84 Months on 2023 Model Year or newer. Minimum loan amount for this offer is $20,000.00. Minimum credit score of 650. Offer valid on new money only and cannot be used on existing First Capital Federal Credit Union loans. Valid on automobile and motorcycle purchases only. Maximum Loan to Value (LTV) on 72 Month Term will be 115% and the 84 Month Term will be 100%. Additional restrictions may apply. Estimated monthly payment of $15.65 per $1,000.00 borrowed at 3.99% APR for 72 months. Estimated monthly payment of $14.14 per $1,000.00 borrowed at 4.99% APR for 84 months. Cannot be combined with any other offer other than the FirstCapital Star Rewards® 3-star discount. Effective April 1 - June 30, 2026. Federally Insured by NCUA.
*APR=Annual Percentage Rate. All loans subject to credit approval. 5.25% APR applies to Fixed Home Equity loans for terms up to 120 months. Minimum credit score of 650 to receive promotional rate. Maximum loan to value (LTV) not to exceed 80%. Minimum loan amount to qualify for this rate offer is $15,000.00. Estimated monthly payment of $10.74 per $1,000 borrowed at 5.25% for 120 months. First Capital Federal Credit Union will pay all appraisal and closing costs. Additional fees may apply. Property insurance required. Flood insurance may be required. Consult your tax advisor on possible tax benefits. Owner-occupied primary residence only and must be in first or second lien position. First Capital Federal Credit Union reserves the right to end this promotion at any time. Offer valid on new money only and cannot be used on existing First Capital Federal Credit Union loans. Certain additional restrictions may apply. Rates, terms, and conditions are subject to change and may vary based on credit worthiness, qualifications, and collateral requirements. Other home loan products, rates, and terms are available. Cannot be combined with any other offer other than the FirstCapital Star Rewards® 3-star discount. Effective April 1- June 30, 2026. Federally Insured by NCUA. Equal Housing Lender.
*APR=Annual Percentage Rate. All loans subject to credit approval. 5.75% APR applies to mortgages for 30-year fixed term. Minimum credit score of 700 to receive promotional rate. Maximum loan to value (LTV) not to exceed 80%. Minimum loan amount to qualify for this offer is $150,000.00, with a maximum loan amount of $400,000. Owner-occupied primary residence only. Only eligible for single-family, owner-occupied properties in the state of PA. No manufactured homes, second homes, business, or investment properties. First Capital Federal Credit Union reserves the right to end this promotion at any time. Offer valid on purchases or rate and term refinances only. Certain additional restrictions may apply. Rates, terms, and conditions are subject to change and may vary based on credit worthiness, qualifications, and collateral requirements. Other home loan products, rates, and terms are available. Cannot be combined with any other offer. Effective April 1 - June 30, 2026. Federally Insured by NCUA. Equal Housing Lender.