*APR=Annual Percentage Rate. All loans subject to credit approval. Rates, terms, and conditions are subject to change and may vary based on credit worthiness, qualifications, and collateral requirements. Members that qualify receive a 2.50% APR for up to 60 Months. Minimum loan amount for this offer is $20,000.00. Minimum credit score of 650. Offer valid on new money only and cannot be used on existing First Capital Federal Credit Union loans. Valid on automobile and motorcycle dealer purchases model year 2023 and newer. Maximum Loan to Value (LTV) on 60 Month Term will be 115%. Offer does not include private sales and refinances. Additional restrictions may apply. Estimated monthly payment of $17.75 per $1,000.00 borrowed at 2.50% APR for 60 months. Offer cannot be combined with any other discount. Promotion may be cancelled at any time. Effective July 1- 31, 2026.
*APR=Annual Percentage Rate. All loans subject to credit approval. Rates, terms, and conditions are subject to change at any time and may vary based on credit worthiness and qualifications. Offer valid on new money only and cannot be used on existing First Capital Federal Credit Union loans. 700 credit score and above. Estimated monthly payment of $30.88 per $1,000.00 borrowed @ 6.99% APR for 36 months. Minimum loan amount is $500.00, maximum loan amount is $15,000.00. Cannot be combined with any other offer other than the 3-star discount. Promotion may be cancelled at any time. Effective July 1 - September 30, 2026.
*APR=Annual Percentage Rate. All loans subject to credit approval. 5.75% APR applies to mortgages for 30-year fixed term. Minimum credit score of 700 to receive promotional rate. Maximum loan to value (LTV) not to exceed 80%. Minimum loan amount to qualify for this offer is $150,000.00, with a maximum loan amount of $400,000. Owner-occupied primary residence only. Only eligible for single-family, owner-occupied properties in the state of PA. No manufactured homes, second homes, business, or investment properties. First Capital Federal Credit Union reserves the right to end this promotion at any time. Offer valid on purchases or rate and term refinances only. Certain additional restrictions may apply. Rates, terms, and conditions are subject to change and may vary based on credit worthiness, qualifications, and collateral requirements. Other home loan products, rates, and terms are available. Cannot be combined with any other offer. Effective April 1 - July 31, 2026. Federally Insured by NCUA. Equal Housing Lender.
*APR=Annual Percentage Rate. All loans subject to credit approval. Rates, terms, and conditions are subject to change at any time and may vary based on credit worthiness, qualifications, and collateral conditions. Estimated monthly payment of $30.59 for every $1,000.00 borrowed at 6.25% for 72 months. 650 credit score and above. For business vehicles, LTV may not exceed 100%. Business Vehicles or Equipment must be 2022 or newer and included with purchase order. Offer valid for Sole Proprietorships. General Partnerships, Corporate, LLC, and Limited Partnerships based in Pennsylvania. Minimum amount financed must be at least $15,000. For new/used business vehicles or business equipment purchases only. Not available for private sales and refinances. Valid on new money only, cannot be used to pay off existing First Capital Federal Credit Union loans. Cannot be combined with any other offer. Other terms or conditions may apply. Promotion may be cancelled at any time. Effective July 1 - September 30, 2026.