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*APR = Annual Percentage Rate. All loans subject to credit approval. Rates, terms, and conditions are subject to change and may vary based on credit worthiness, qualifications, and collateral conditions. Up to a 2% reduction on a current financed vehicle interest rate. Rate will not go below 3.99% on terms up to 72-months OR 4.75% on terms from 73-84 months, with the exception of members who qualify for the First Capital Star Rewards 3-Star Discount. 3-Star Members may receive an additional 0.15% reduction on their rate. Loan terms will be up to the remaining term of the existing loan, with a maximum term of 84-months. Member must provide the original dealer documentation and/or a current loan statement to support the rate being reduced and term being matched. Estimated monthly payment of $15.65 per $1,000 borrowed at 3.99% for 72 months. Estimated monthly payment of $14.02 per $1,000 borrowed at 4.75% for 84 months. Maximum loan to value of 115% on 72 Month Term. Maximum loan to value of 100% on 73-84 Month Term. LTV will be determined by the applicant credit qualifications. Model year must be 2019 or newer. New money only, cannot be used on existing First Capital Federal Credit Union loans. Cannot be combined with any other offer other than the First Capital Star Rewards 3-Star discount. Effective January 1 – March 31, 2023.
 
*APR=Annual Percentage Rate. All loans subject to credit approval. Rates, terms, and conditions are subject to change at any time and may vary based on credit worthiness, qualification, and collateral conditions. Offer valid on new money only and cannot be used on existing First Capital Federal Credit Union loans. 680 credit score and above. Estimated monthly payment of $44.78 per $1,000.00 borrowed @ 6.99% APR for 24 months. Minimum loan amount is $500.00, maximum loan amount is $7,500.00. Cannot be combined with any other offer other than the 3-star discount. Effective January 1– March 31, 2023.