Share Certificates

• Fixed rates, higher than regular savings
• Receive higher rates by selecting a longer term
• Set aside for future savings goals
• A wide range of terms available (from 3 months to 5 years)
• No setup fees
• Early withdrawals subject to penalty*
• Minimum opening deposit:
  • $500 under age 18
  • $1,000 age 18 and over
• IRA Share Certificates available

Step-Up Certificate*

• Step up your rate one time over the term
• Helpful should the market value rise over the course of your term
• 24-month term
• $5,000 minimum deposit to open

Teach your children the virtue of patience with our youth share certificate! They'll earn competitive dividends throughout a 2-year term.

• Available to members 17 and younger
• 24-month term available
• Fixed dividend rate, higher than regular savings
• Watch your savings grow beyond your initial deposit
• Add funds of $25 or more at any time over the course of your 24-month term
• Early withdrawals subject to penalty*
• $100 minimum deposit to open