Share Certificates
Are you a current member of First Capital Federal Credit Union?
If you’d like to open an additional membership, please select “No”
Details
- Fixed rates, higher than regular savings
- Receive higher rates by selecting a longer term
- Set aside for future savings goals
- A wide range of terms available (from 3 months to 5 years)
- No setup fees
- Early withdrawals subject to penalty*
- Minimum opening deposit:
- $500 under age 19
- $1,000 age 19 and over
- IRA Share Certificates available
Step-Up Certificate*
- Step up your rate one time over the term
- Helpful should the market value rise over the course of your term
- 24-month term
- $5,000 minimum deposit to open
24-Month Add-on Youth Share Certificate
Teach your children the virtue of patience with our youth share certificate! They'll earn competitive dividends throughout a 2-year term.
- Available to members 18 and younger
- 24-month term available
- Fixed dividend rate, higher than regular savings
- Watch your savings grow beyond your initial deposit
- Add funds of $25 or more at any time over the course of your 24-month term
- Early withdrawals subject to penalty*
- $100 minimum deposit to open
View our Truth in Savings Disclosure (Share Certificates).
*The amount of the early withdrawal penalty is based on the term of your account. The penalty schedule is as follows:
- Terms of 6 months or less – 90 days' worth of dividends
- Terms of longer than 6 months – 180 days' worth of dividends