Rates

Qualifications

To earn your rewards, enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle:

• At least 12 debit card purchases
• Be enrolled in and agree to receive eStatements
• Be enrolled in and log into online banking

If you don't meet the qualifications one month, don't worry. There is no penalty, and you still have a free checking account that earns our base dividend rate. Plus, you can get back to earning really high dividends and ATM withdrawal fee refunds the very next month.

Qualifications

Qualifying for your Kasasa Cash or Kasasa Cash Back rewards automatically qualifies you for the highest Kasasa Saver rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:

• At least 12 debit card purchases
• Be enrolled in and agree to receive eStatements
• Be enrolled in and log into online banking

It's no problem if you miss a qualification cycle. Both accounts are still free and earn our base dividend rate. And you can get back to earning rewards the very next month you qualify.

Penalty for early withdrawal. For account details, refer to the Truth-In-Savings Disclosure for these products.

Penalty for early withdrawal. For account details, refer to the Truth-In-Savings Disclosure for these products.

Penalty for early withdrawal. For account details, refer to the Truth-In-Savings Disclosure for these products.

*APR=Annual Percentage Rate. All loans subject to credit approval. Rates, terms, and conditions are subject to change and may vary based on credit worthiness, qualifications, and collateral requirements. Members that qualify receive a 2.50% APR for up to 60 Months. Minimum loan amount for this offer is $20,000.00. Minimum credit score of 650. Offer valid on new money only and cannot be used on existing First Capital Federal Credit Union loans. Valid on automobile and motorcycle dealer purchases model year 2023 and newer. Maximum Loan to Value (LTV) on 60 Month Term will be 115%. Offer does not include private sales and refinances. Additional restrictions may apply. Estimated monthly payment of $17.75 per $1,000.00 borrowed at 2.50% APR for 60 months. Offer cannot be combined with any other discount. Promotion may be cancelled at any time. Effective July 1- 31, 2026.

*APR=Annual Percentage Rate. All loans subject to credit approval. Rates, terms, and conditions are subject to change at any time and may vary based on credit worthiness and qualifications. Offer valid on new money only and cannot be used on existing First Capital Federal Credit Union loans. 700 credit score and above. Estimated monthly payment of $30.88 per $1,000.00 borrowed @ 6.99% APR for 36 months. Minimum loan amount is $500.00, maximum loan amount is $15,000.00. Cannot be combined with any other offer other than the 3-star discount. Promotion may be cancelled at any time. Effective July 1 - September 30, 2026.