APY = Annual Percentage Yield. APR = Annual Percentage Rate. Rates effective as of October 1, 2017. Fees may reduce earnings.

View Deposit Account Rates

View Loan Rates

Deposit Account Rates

Kasasa Cash* See Details

BalanceDividend RateAPY
$0 - $10,000 2.23% 2.25%
$10,000+ 0.15% 2.25% to 0.36% (depending on the balance)
All balances if qualifications not met 0.03% 0.03%

Qualifications

To earn your rewards, enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle:

  • At least 12 debit card purchases
  • Be enrolled in and agree to receive eStatements
  • Be enrolled in and log into online banking

If you don't meet the qualifications one month, don't worry. There is no penalty, and you still have a free checking account that earns our base dividend rate. Plus, you can get back to earning really high dividends and ATM withdrawal fee refunds the very next month.

Kasasa Saver* See Details

BalanceDividend RateAPY
0 - $10,000 0.25% 0.25%
$10,000+ 0.25% to 0.16% 0.25% to 0.16%
Qualifications not met 0.03% 0.03%

Qualifications

Qualifying for your Kasasa Cash or Kasasa Cash Back rewards automatically qualifies you for the highest Kasasa Saver rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:

  • At least 12 debit card purchases
  • Be enrolled in and agree to receive eStatements
  • Be enrolled in and log into online banking

It's no problem if you miss a qualification cycle. Both accounts are still free and earn our base dividend rate. And you can get back to earning rewards the very next month you qualify.

Share Savings See Details

BalanceDividend RateAPY
$0 - $2,499.99 0.15% 0.15%
$2,500+ 0.25% 0.25%

All-Purpose Account See Details

BalanceDividend RateAPY
$0 - $2,499.99 0.15% 0.15%
$2,500+ 0.25% 0.25%

IRA Share See Details

Dividend RateAPY
0.40% 0.40%

First Money Market See Details

BalanceDividend RateAPY
$1,000 - $4,999.99 0.249% 0.250%
$5,000 - $14,999.99 0.349% 0.350%
$15,000 - $49,999.99 0.399% 0.400%
$50,000+ 0.449% 0.450%

Christmas & Vacation Club See Details

BalanceDividend RateAPY
$0 - $2,499.99 0.15% 0.15%
$2,500+ 0.25% 0.25%

College Club See Details

BalanceDividend RateAPY
$0 - $2,499.99 (Bump) 0.30% 0.30%
$2,500+ (Bump) 0.40% 0.40%
$0 - $2,499.99 (Standard) 0.20% 0.20%
$2,500+ (Standard) 0.30% 0.30%

Share Draft Account See Details

Dividend RateAPY
0.10% 0.10%

Business Share Accounts See Details

Share TypeMinimum Opening BalanceMinimum Balance to Avoid FeesRate %Yield %
Business Savings $5 $500 0.200% 0.200%
Business All-Purpose Share $5 $500 0.200% 0.200%
Business Savings Non-Profit $5 $100 0.200% 0.200%
Business All-Purpose Share Non-Profit $5 $100 0.200% 0.200%
Business Draft $0 - $2,499.99 $0 $500 0.150% 0.150%
Business Draft $2,500+ $0 $500 0.250% 0.250%
Business Draft Non-Profit $0 - $2,499.99 $0 $100 0.150% 0.150%
Business Draft Non-Profit $2,500+ $0 $100 0.250% 0.250%
Capital MMA $0 - $999.99 $0 $1,000 0.000% 0.000%
Capital MMA $1,000 - $4,999.99 $0 $1,000 0.249% 0.250%
Capital MMA $5,000 - $14,999.99 $0 $1,000 0.349% 0.350%
Capital MMA $15,000 - $49,999.99 $0 $1,000 0.399% 0.400%
Capital MMA $50,000.00+ $0 $1,000 0.449% 0.450

Penalty for early withdrawal. For account details, refer to the Truth-In-Savings Disclosure for these products.

Share Certificates See Details

TermDividend RateAPY
90 Days 0.249% 0.250%
6 Months 0.299% 0.300%
12 Months 0.498% 0.500%
18 Months 0.548% 0.550%
24 Months 0.598% 0.600%
30 Months 0.648% 0.650%
36 Months 0.846% 0.850%
48 Months 0.995% 1.000%
60 Months 1.292% 1.300%

Penalty for early withdrawal. For account details, refer to the Truth-In-Savings Disclosure for these products.

IRA Share Certificates See Details

TermDividend RateAPY
12 Months 0.498% 0.500%
24 Months 0.598% 0.600%
30 Months 0.648% 0.650%
36 Months 0.846% 0.850%
48 Months 0.995% 1.000%
60 Months 1.292% 1.300%

Penalty for early withdrawal. For account details, refer to the Truth-In-Savings Disclosure for these products.

Step-Up Share Certificate & IRA Step-Up Share Certificate

TermDividend RateAPY
24 Months 0.598% 0.600%

Penalty for early withdrawal. For account details, refer to the Truth-In-Savings Disclosure for these products.

Youth Add-On

TermDividend RateAPY
24 Months 0.598% 0.600%

Penalty for early withdrawal. For account details, refer to the Truth-In-Savings Disclosure for these products.

Loan Rates

Auto Loans See Details

*Promo: Freedom CheckUp to 60 MonthsRates
as low as 2.22%
New Vehicles 48 Months 2.24%
New Vehicles 60 Months 2.49%
Used Vehicles 48 Months 2.24%
Used Vehicles 60 Months 2.49%
New and Used RVs and Boats 60 Months 4.99%
New and Used RVs and Boats 72 Months 5.24%
New and Used RVs and Boats 120 Months 5.99%
New Off-Road Vehicles 48 Months 7.49%
Used Off-Road Vehicles 48 Months 8.24%

Personal Loans See Details

*Promo: Holiday Loan
October 1, 2017 - December 31,2017
5.99%; $500 - $5,000
up to 12-month term
Personal Loan 9.50%
First Line (Line of Credit) 6.25%

Home Equity Loans See Details

TermRate
Up to 60 Months 3.74%
61 - 120 Months 4.24%
121 - 180 Months 4.49%

Home Equity Line of Credit See Details

TermRate
120 Months 4.75%

Credit Cards See Details

Promo: 0.00% interest for 9 months on purchases and balance transfers
Visa Platinum Credit Card (Introductory Rate*) 2.99%
Visa Platinum Credit Card (After Introductory Rate) 8.99% to 16.99%
VISA Signature Rewards 10.99% to 18.00%
VISA Secured 14.99%
VISA Business Rewards 10.99% to 18.00%

Based on creditworthiness. The APR will vary with the market based on the Prime Rate. Introductory purchase rate of 2.99% APR for first 6 months. After 6 months, 8.99% to 16.99% APR. Introductory balance transfer rate of 2.99% APR for first 15 months. After 15 months, 8.99% to 16.99% APR.

*Introductory rate lasts for 6 months on purchases and 15 months on balance transfers

Let's Talk
We want to hear from you — pick up the phone or drop us a line!