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At First Capital, we're all about "You First" banking — so that means giving you the technology you need to manage your money. With our Share Draft Account, you get it all for free, along with competitive dividends.

  • Earn competitive dividends on balances of $1,000 or more
  • Dividends to be paid on full balance once minimum balance is reached
  • No monthly service fee
  • No minimum balance requirements
  • Free first order of checks
  • Free Electronic Services
  • $0 minimum deposit to open in branch/$10 minimum deposit to open online