Details
- Fixed rates, higher than regular savings
- Receive higher rates by selecting a longer term
- Set aside for future savings goals
- A wide range of terms available (from 3 months to 5 years)
- Early withdrawals subject to penalty*
- No set-up fees
- $1,000 minimum deposit to open
Step-Up Certificate*
- Step up your rate one time over the term
- Helpful should the market value rise over the course of your term
- 24-month term
- $5,000 minimum deposit to open
*The amount of the early withdrawal penalty is based on the term of your account. The penalty schedule is as follows:
- Terms of 6 months or less – 90 days' worth of dividends
- Terms of longer than 6 months – 180 days' worth of dividends
