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Benefit from the purchasing power of Visa® while building or reestablishing credit. A Visa Share Secured Credit Card has no annual fee or balance transfer fees. Choose a credit limit between $500 and $1,500.

  • Secured by funds established in a First Capital share account or share certificate
  • Enjoy the convenience of VISA for your online or in-store purchases, whether you're around the country, around the world, or just around town
  • No Annual Fee
  • No Balance Transfer Fee
  • Limits of $500 - $1,500
  • Securely manage and view credit card activity 24/7 via online banking
  • VISA's Zero Liability Policy1 to protect you from unauthorized use of your account
  • 24/7 Fraud Protection & real-time fraud monitoring
  • eAlerts – receive text or email alerts to monitor your activity, help manage spending, and be instantly notified of possible fraud
  • VISA Click to Pay – sign up for this easy and secure way to pay for your purchases online

For more information on our VISA benefits, click here.

1VISA®’s Zero Liability Policy covers US-issued cards and does not apply to certain commercial card transactions or any transactions not processed by Visa. You must notify First Capital FCU immediately of any unauthorized use.

View our disclosure.