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Rates

With increased purchasing power comes increased reward-earning potential. Earn one point for every dollar spent using your card, redeemable for merchandise, gift cards, and more.

  • Easily make purchases online or in-store, virtually everywhere around the globe
  • No annual fee
  • No balance transfer fee
  • Rack up rewards points with every usage:
    • Earn points for every dollar spent
    • Earn 250 Bonus Points with your first transaction
    • Earn 500 Bonus Points once you have spent $10,000
    • Redeem points for merchandise, gift cards, travel, cash back, and so much more
    • Manage and redeem points online
  • eAlerts – receive text or email alerts to monitor your activity, help manage spending, and be instantly notified of possible fraud
  • Travel and Emergency Assistance Service – receive assistance for your travel emergencies, such as:
    • Record and relay emergency messages for travelers or family members
    • Medical and legal referrals to direct you to an English-speaking doctor, hospital, or lawyer
    • Translation assistance
    • Emergency ticket replacement
    • Lost luggage locator service
    • Pre-trip planning assistance, such as information on ATM locations, required immunizations, or currency exchange rates
  • Travel Accident Insurance – be automatically protected with Accidental Death & Dismemberment coverage for you and your dependents when you use your VISA Signature Rewards card to book your travel
  • Auto Rental Collision Damage Waiver – receive coverage for collision damage or theft on rental vehicles when paid with the VISA Signature Rewards card.
  • Extended Warranty Protection
  • Lost Luggage Reimbursement – when using your VISA Signature Rewards card to pay for the cost of Common Carrier tickets, you may be eligible for up to $3,000.00 in lost luggage reimbursement costs
  • Securely manage and view credit card activity 24/7 via Online Banking