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Rates Calculator

Make your wildest dreams come true with the help of a First Capital personal loan. As a not-for-profit institution, we're able to offer lower loan rates than banks — and personalized service every step of the way.

  • Competitively low rates for a wide range of personal needs:
    • Auto repairs
    • Education expenses
    • Family vacation
    • Personal projects
  • Repayment terms aligned with your unique needs
  • Local Central Pennsylvania decision-making and processing
  • One-on-one, member-focused attention throughout the entire process

Add an extra layer of protection

Member's Choice™ Borrower Security provides peace of mind for both you and your family by protecting your loan payment in the event something unforeseeable should happen to you. Learn more about the benefits of payment protection today.