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Actionable Tips for Running a Successful Business

Starting a company isn?t all that hard. Running one and actually turning a profit is extremely difficult. In fact, an incredibly large portion of startups fail ? research shows that roughly 90% of small businesses fail. 20% of businesses fail within their first year. But why do so many businesses struggle to even make it past their first 12 months of operation? These common factors are to blame:

Understanding the Difference Between HELOCs and Home Equity Loan Accounts in York

For those who need to finance a major expense like a renovation or child?s college education, home equity can often be a great source of credit to tap into. They allow homeowners to mobilize the existing equity of their property in order to borrow at a reasonably low-interest rate. In some instances, the funds may even be tax-deductible.

Are You Ready To Buy A Home?

Making a purchase generally entails a major advancement in your average person?s life. A lot of the time, it means that you have a quite stable life at this point, applying to your finances, future plans for a family, as well as goals down the line in life. With this said, even for those who are quite excited to make the transition from renting or living at home to owning property of your own, acting too soon can end up being a major mistake. Remember, owning a home not only means paying for the property itself, but also amassing several other hidden expenses, and large commitments of time and effort. So, if you?re mulling over investing in mortgages in York, here are the considerations you need to make.

Tips on How to Save Money in the Fall/Winter Season

The summer months have come to an end, and it's time to get readjusted to cold weather living. How can you make up for your summer expenses and save cash this fall? Read our seven simple tips for saving money after the summer.

What You Can Do to Increase Your Chances of Getting a Loan!

Applying for a loan can be a stressful process, as you don?t know whether you?ll be approved for it or not. But have you ever wondered what you can do to improve your chances of getting approved for a loan, and what kinds of factors you should be focusing on? Let?s explore what some of those factors are, and what you can do to improve your chances of approval.