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The power of points!

At the beginning of each month we evaluate your credit union activity and participation for the previous month. We look at the accounts you have, your overall account balances, services you've used over the month (like Direct Deposit or Online Banking), and enrollment for special services like eStatements or Online Bill Pay.

The more you use, the more you get.

Each product or service has a point value which adds into your overall score. Once your score is tallied, you begin earning benefits based on your star level. For example, a score calculated May 1 is based on April activity with benefits awarded for the entire month of May.

*This program does not apply to Deep Sea Savers, NextGen, Business, Custodial, Estate or Rep Payee Members.

Points Value

  • 0-45
  • 46-85
  • 86+
Products/Services      
1st order of Share Drafts (checks) Free Free Free (+1 box per year)
Dividend Earning Share Draft Accounts (min. $1,000) Free Free Free
eStatement Free Free Free
Mobile Banking Free Free Free
Mobile Check Deposit Free Free Free
Online Banking Free Free Free
Online Bill Pay Free Free Free
Telephone Banking Free Free Free
Credit Health Check-Up Free Free Free
Share Draft Copy ***(free online) $3.00/ea Free Free
Corporate Check*** $5.00/ea. Free Free
Money Order*** (up tp $1,000) $2.00/ea. Free Free
Safe Deposit Box (annual)*** By size 3x5 Free* 3x5 Free*
VISA Gift Card Fee*** $4.00 $4.00 Free
Wire Transfer (incoming) $10.00 $10.00 Free
Wire Transfer, Domestic (outgoing) $20.00 $20.00 Free
Unpaid Item Fee (NSF)*** $30.00 $30.00 Free
Stop Payment $25.00 $25.00 Free
Statement Reprint $5.00/ea. $5.00/ea. Free
Loan Discount (fixed-rate only) N/A N/A -0.15%
Certificate Bump Rate N/A N/A +0.10%

Use our simple chart to keep track of your points!

Download MyPoints Chart