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Auto Loans

  • Competitively low rates for new or used vehicles
  • Up to 115% financing for qualified borrowers
  • Quick pre–approval available for extra bargaining power at the dealership
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Recreational Vehicle Loans

  • Competitively low rates for a wide range of recreational vehicles
  • Finance RVs, ATVs, motorcycles, campers, jet skis, and more
  • Various terms available
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Personal Loans

  • Competitively low rates for a wide range of personal needs
  • Repayment terms aligned with your unique needs
  • Local Central Pennsylvania decision–making and processing
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Share Secured Loans

  • Secured by funds established in a First Capital savings account
  • Potentially lower rates due to collateral backing
  • Keep your savings intact and incurring dividends
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First Line of Credit

  • Competitively low rates for several personal, ongoing needs
  • Helps balance the fluctuation between your monthly income and expenses
  • Apply once, then withdraw as needed thereafter
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Credit Builder Loans

  • Get the help you need to build or repair your credit
  • Receive a competitive, fixed interest rate
  • Secure your loan with automatic deposits into a First Capital share account
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