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Make your savings do double-duty by taking out a share secured loan. Your account will be used as collateral, locking in a lower rate to finance all kinds of major needs (or wants).

  • Secured by funds established in a First Capital share account or share certificate
  • Potentially lower rates due to collateral backing
  • Keep your savings intact and incurring dividends, thus reducing the actual cost of your loan
  • Can help build or re-establish credit
  • Repayment terms aligned with your unique needs
  • Local Central Pennsylvania decision-making and processing
  • One-on-one, member-focused attention throughout the entire process

Add an extra layer of protection

Member's Choice™ Borrower Security provides peace of mind for both you and your family by protecting your loan payment in the event something unforeseeable should happen to you. Learn more about the benefits of payment protection today.