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1. Have you been referred to First Capital, click here to start your membership application!

(Don't forget to include the promo code FRIEND70 and the referring member's FULL name when asked for the referring member information.)

2. Do you have a friend to refer? Fill out the form below and we'll take it from there.

As a reminder, for our 70th Anniversary we're paying out $70* to the referring member and $70* to the new member referred, if conditions are met.

*Membership Eligibility applies. Membership is open to people who work or volunteer for a company affiliated with First Capital Federal Credit Union. Membership is also open to immediate family members (spouse, parent, child, sibling, grandparent or grandchild) of a current member, as well as persons living within the same residence. Referred members must be at least eighteen (18) years of age and eligible for membership at First Capital. Membership eligibility to be determined at time of account opening. A referred member cannot be an existing primary or joint owner of an account at First Capital. Membership share account required; $5 minimum opening deposit and $1.00 membership fee. Offer is only valid on new qualified memberships that open a share savings and/or checking account and deposit at least $250. The account must maintain an average daily balance of $250 for 60 days to be eligible for the referral reward. If opening online, use the promo code FRIEND70 and referring member’s full name to qualify for the referral reward. $70 referral rewards will be deposited to both the new member and referring member’s share savings account the first business day of the month after your membership has been open for 60 days. Referral reward may be reported to the IRS for tax purposes. This offer cannot be combined with any other offer. Account must be open and in good standing at the time of qualification to receive the referral reward. First Capital Federal Credit Union Employees and Credit Union volunteers are not eligible. Refer-a-Friend promo effective January 1, 2024. Promotion may be discontinued at any time. Federally Insured by NCUA.