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Share the benefits of being part of the First Capital family with your friends and family!

When you refer a new member to First Capital Federal Credit Union, we’ll pay you and the person you refer $251!

How it works

To make a referral, just be sure that your friend or family member meets our eligibility requirements. They’ll need to include the promo code FRIEND and your name when asked for the referring member information.

Fill out the form and we'll send your friend an email on your behalf with all of the details.

Membership Eligibility applies. Offer is only valid for new qualified memberships that open a share savings and checking account with direct deposit. Membership is open to people who work or volunteer for a company affiliated with First Capital Federal Credit Union. Membership is also open to immediate family members (spouse, parent, child, sibling, grandparent or grandchild) of a current member, as well as persons living within the same residence. Referred members must be at least eighteen (18) years of age and eligible for membership at First Capital. Membership eligibility to be determined at time of account opening. A referred member cannot be an existing primary or joint owner of an account at First Capital. Membership share account required; $5 minimum opening deposit and $1.00 membership fee. Use the promo code FRIEND to qualify for the referral reward. $25 referral rewards will be deposited to both the new member and referring member's checking account the first business day of the month after your membership has been open for 90 days. Referral reward may be reported to the IRS for tax purposes. This offer cannot be combined with any other offer. Account must be open and in good standing at the time of qualification to receive the referral reward. First Capital Federal Credit Union Employees and Credit Union volunteers are not eligible. Refer-a-Friend promo effective April 1, 2023. Promotion may be discontinued at any time. Federally Insured by NCUA.