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Maintenance Notice

You’ve no doubt heard about the collapse of Silicon Valley Bank in CA and Signature Bank in NY. Therefore, we want to take this time to reassure our members that First Capital is safe and sound. These banks failed because of the considerable risks that they took. 

First Capital is federally insured by the NCUA (National Credit Union Administration). Federally insured credit unions offer a safe place for credit union members to save money. These deposits are protected by the National Credit Union Share Insurance Fund and insured up to at least $250,000 per individual depositor – the same as any other federally insured financial institution (e.g. FDIC). But, First Capital ALSO offers Excess Share Insurance, free of charge, to its members. This means we insure your accounts for an ADDITIONAL $250,000, for a total of $500,000. And, First Capital is one of only 12 institutions in the state that offer this coverage.

We will continue to monitor the market closely and as always; we are prepared to assist you with any aspect of your banking needs. We value the trust you have placed in us, and we assure you that your money is safe with us. For more information regarding your protection as a member, please visit or


Sue DeStephano