FCFCU_4Q18_TV_screen_Freedom*APR=Annual Percentage Rate. All loans subject to credit approval. Rates, terms, and conditions are subject to change at any time and may vary based on credit worthiness, qualifications, and collateral conditions. Estimated monthly payment of $15.08 of $1,000.00 borrowed at 2.74% for 72 months. 640 credit score and above. Financing up to 110% of value, with a maximum term of 72 months. Offer is for purchases only and limited to 2012 or newer makes/models. Cannot be combined with any other offer other than the 3-star discount. Effective October 1 - December 31, 2018.

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FCFCU_4Q18_TV_screen_JingleBells*APR=Annual Percentage Rate. All loans subject to credit approval. Rates, terms, and conditions are subject to change at any time and may vary based on credit worthiness, qualification, and collateral conditions. Offer valid on new money only and cannot be used on existing First Capital Federal Credit Union loans. Estimated monthly payment of $86.07 per $1,000.00 borrowed @ 5.99% APR for 12 months. Minimum loan amount is $500.00, maximum loan amount is $5,000.00. Cannot be combined with any other offer other than the 3-star discount. Effective October 1 – December 31, 2018.

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FCFCU_4Q18_TV_screen_HoHoHo*APR=Annual Percentage Rate. 0.00% Promotional rate for the first 6 billing cycles on purchases and balance transfers with new Visa Platinum Card. 0.00% Promotional rate for the first 9 billing cycles on purchases and balance transfers with new Visa Signature Rewards or Visa Business Rewards Cards. No annual fee. No balance transfer fee. The standard variable APR for purchases: 9.74% - 18.00%, based on your creditworthiness and card type. Cash Advance variable APR: 9.74% - 18.00% based on your credit worthiness, qualifications and card type. All APRs in effect as of 10/01/2018. After the introductory period ends, the standard purchase APR will be applied to unpaid introductory balances, new purchases and new balance transfers. If you transfer a balance with this offer, interest will be charged on purchases made with your credit card, unless your purchases have a 0% APR or you pay the entire balance (including any Transferred Balances) in full each month. 640 credit score and above. Cash Advance Fee: greater of 2% or $10.00. Minimum finance charge $0.50. Subject to credit approval. Visa is a registered trademark of Visa International Service Association and used under license. Offer is not valid to payoff existing First Capital loans. Balance transfer rate and purchase promotion applies to new cardholders only. For new credit card accounts opened between 10/1/2018 and 12/31/2018, to receive the promotional purchase rate, all transactions must be posted within 6 months of new credit card opening for the Visa Platinum Card or 9 months of new credit card opening for the Visa Signature Rewards or Visa Business Rewards. To receive the promotional Balance Transfer Rate on either the Visa Platinum, Visa Signature Rewards, or Visa Business Rewards cards, all transactions must post within 90 days of account opening. Other conditions may apply. Promotion subject to change or may be withdrawn at any time.

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