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*APR = Annual Percentage Rate. All loans subject to credit approval. Rates, terms, and conditions are subject to change and may vary based on credit worthiness, qualifications, and collateral conditions. Up to a 2% reduction on a current financed vehicle interest rate. Rate will not go below 5.70% on terms up to 84-months, with the exception of members who qualify for the First Capital Star Rewards 3-Star Discount. 3-Star Members may receive an additional 0.15% reduction on their rate. Loan terms will be up to the remaining term of the existing loan, with a maximum term of 84-months. Member must provide the original dealer documentation and/or a current loan statement to support the rate being reduced and term being matched. Estimated monthly payment of $14.47 per $1,000 borrowed at 5.70% for 84 months. Maximum loan to value of 115% on 72 Month Term. Maximum loan to value of 100% on 73-84 Month Term. LTV will be determined by the applicant credit qualifications. Model year must be 2017 or newer. New money only, cannot be used on existing First Capital Federal Credit Union loans. Cannot be combined with any other offer other than the First Capital Star Rewards 3-Star discount. Effective January 1 – March 31, 2024.
 

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*APR=Annual Percentage Rate. All loans subject to credit approval. Rates, terms, and conditions are subject to change at any time and may vary based on credit worthiness and qualifications. Offer valid on new money only and cannot be used on existing First Capital Federal Credit Union loans. 680 credit score and above. Estimated monthly payment of $45.55 per $1,000.00 borrowed @ 8.70% APR for 24 months. Minimum loan amount is $500.00, maximum loan amount is $7,000.00. Cannot be
combined with any other offer other than the 3-star discount. Effective January 1 – March 31, 2024.
 
*APR=Annual Percentage Rate. All loans subject to credit approval. Rates, terms, and conditions are subject to change at any time and may vary based on credit worthiness, qualifications, and collateral conditions.
Estimated monthly payment of $17.45 for every $1,000.00 borrowed at 7.70% for 72 months. 640 credit score and above. Loan to Value (LTV) not to exceed 80%. Business vehicles or equipment must be 2020 year or
newer. Offer valid for Sole Proprietorships. General Partnerships, Corporate, LLC, and Limited Partnerships based in Pennsylvania. Minimum amount financed must be at least $25,000. Valid on new money only, cannot be used on existing First Capital Federal Credit Union loans. Cannot be combined with any other offer and may be discontinued at any time. Other terms or conditions may apply. Effective January 1 – March 31, 2024.
 

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The official rules are found here!

For our 70th Anniversary, we’re upping the ante and making it even easier to make a quick $70. Refer your friends, co-workers, or family to First Capital and if they open a membership with an average daily balance of $250 for 60 days...we’ll give you both 70 bucks!
 
All you have to do is fill out the form and turn it in at any branch when you open your membership. If you open your account online, you must use the promo code FRIEND70 + Referring Member's FULL Name to get credit for being referred.*
 
*Membership Eligibility applies. Membership is open to people who work or volunteer for a company affiliated with First Capital Federal Credit Union. Membership is also open to immediate family members (spouse, parent, child, sibling, grandparent or grandchild) of a current member, as well as persons living within the same residence. Referred members must be at least eighteen (18) years of age and eligible for membership at First Capital. Membership eligibility to be determined at time of account opening. A referred member cannot be an existing primary or joint owner of an account at First Capital. Membership share account required; $5 minimum opening deposit and $1.00 membership fee. Offer is only valid on new qualified memberships that open a share savings and/or checking account and deposit at least $250. The account must
maintain an average daily balance of $250 for 60 days to be eligible for the referral reward. If opening online, use the promo code FRIEND70 and referring member’s full name to qualify for the referral reward. $70 referral rewards will be deposited to both the new member and referring member’s share savings account the first business day of the month after your membership has been open for 60 days. Referral reward may be reported to the IRS for tax purposes. This offer cannot be combined with any other offer. Account must be open and in good standing at the time of qualification to receive the referral reward. First Capital Federal Credit Union Employees and Credit Union volunteers are not eligible. Refer-a-Friend promo effective January 1, 2024. Promotion may be discontinued at any time. Federally Insured by NCUA.