Now receive a text or email whenever you pay with your Visa card!

With near real-time Alerts powered by Visa®, you can receive updates on your Visa card activity. And this unique service is available free for First Capital Federal Credit Union Visa cardholders.

After your Visa card has been used, you will receive an alert through text message or email. If there is fraudulent activity, you can find out within minutes and act quickly to resolve the situation.

How you use the service is up to you. You can choose to receive alerts when your Visa card is used for purchases over a specified amount, online transactions, purchases outside the United States, and more. You can even customize the purchase amount threshold — for example, setting it to only receive alerts for purchases above $50.

Select the delivery options that best meet your needs, with text messages, emails, or both for extra security and convenience. Each alert contains important information, including the purchase amount, merchant name and location (if available), and the last four digits of the Visa card used to keep you best informed.

For Debit Cards:

Sign up for Alerts at

For Credit Cards:

Sign up for Alerts through First Capital’s Online Banking. Click the Credit Card tab. From the Communications menu, select “Visa Transaction Alerts.” From here, you’ll be able to select which alerts you’d like to receive and whether to receive them via email and/or SMS text message.

Let's Talk
We want to hear from you — pick up the phone or drop us a line!