Surcharge-Free ATMs

Pay more for something when you don't have to? Not at First Capital Federal Credit Union! We've partnered with regional and national surcharge-free ATM networks to provide you more value — even when you're far away from a branch!

By staying within our partner networks, you avoid paying a surcharge on transactions through the use of that particular ATM. And, finding an ATM is easy! Simply go online and choose from thousands of locations.

  • Enjoy access to thousands of surcharge-free ATMs around the nation via the CU$ and M&T Bank ATM networks
  • For unlimited FREE ATM access visit any of First Capital-owned ATMs
  • Conveniently go online 24/7 to find the location that's nearest to you