Kasasa Cash Back

Earn cash back on everyday purchases — no category restrictions! With this free Kasasa® checking account, there's no minimum deposit to open, and you'll get refunds on ATM fees, nationwide.*

Plus, sit back and watch your savings grow when you add Kasasa Saver®. The cash back you earn with Kasasa Cash Back will be automatically transferred into your Kasasa Saver account.


cash back

  • 3% cash back on debit card purchases*
  • No category restrictions on purchases
  • Cash back earned on up to $300 in purchases within the monthly qualification cycle
  • Earn up to $9 cash back per month
  • ATM refunds nationwide (up to $20 per month) within the monthly qualification cycle*
  • Link to Kasasa Saver® to build savings automatically
  • No minimum deposit to open in branch
  • $10 minimum deposit required for online account opening
  • No monthly service fee
  • No minimum balance to earn rewards
  • Unlimited check writing
  • Easily set up direct deposit or payroll deductions
  • Free first order of checks
  • Free online banking & bill pay
  • Free mobile banking
  • Free eStatements
  • Free telephone banking
  • Free Visa® check card

How Does Kasasa® Work?

Simple things like using your check card and receiving eStatements save you time and make life easier. Those small changes also help save us some money. And, we can pay you rewards!

Qualifying for rewards is easy!

No crazy gimmicks or runarounds. Things that you're probably already doing help you qualify for rewards. To earn your rewards, simply do the following activities and transactions in your Kasasa Cash Back account each monthly qualification cycle:

  • Have at least 12 check card purchases post and settle
  • Be enrolled and receive e-statement notice
  • Be enrolled and log into online banking

That's it! Even if you don't meet your monthly qualifications, your Kasasa Cash Back account is always free! Plus, you can get right back to racking up rewards — like cash back in your pocket and ATM fee refunds — the very next month!

*When monthly qualifications are met, you receive 3.00% cash back on check card purchases that post to and settle account during monthly qualification cycle up to a total cash back of $9 per monthly qualification cycle. Qualifying transactions must post to and settle account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle account. ATM-processed transactions do not count towards qualifying check card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Kasasa Cash Back rewards will be credited to your Kasasa Saver account on the last day of the monthly statement cycle. Domestic ATM fees incurred during qualification cycle will be reimbursed up to $20 if qualifications are met within monthly qualification cycle. Limit one account per primary member SSN. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher.