December 2014

First Capital Members & Employees Help Those in Need!

York, PA – Christmas is a time of giving and members and employees of First Capital Federal Credit Union have certainly gotten into the spirit. Dozens of toys came in to each First Capital branch to be donated to Toys for Tots, a program created by the U. S. Marine Corps Reserve to help needy children. Hats and mittens are also starting to fill up the hat and mitten tree. The cold weather gear will be donated to Family-Child Resources and the Children's Home of York in January to help children in need. In addition, canned goods were collected from November – December for the York County Food Bank. In November we made the first delivery to the York County Food Bank and it totaled 137 pounds of assorted food. Yesterday, we donated another 130 pounds of food and presented them with a check for $140. "It's a busy time of year, but First Capital employees and members continue to open their hearts and wallets to help others," said Tara Houser, VP of Marketing. "That's what the credit union philosophy of People Helping People is all about!"


First Capital Employees Bring Christmas to a Family in Need!

York, PA – Employees of First Capital Federal Credit Union once again adopted a family from the Bell Family Shelter, a 30-day emergency shelter serving homeless families in York County.

"It's really a wonderful reflection on our employees that we are able to adopt a family again this year," said Michele Wherley, Human Resources/Training Manager. "We are living our mission statement of putting the financial well-being of our members and dedication to our community FIRST."

On Thursday, December 18, 2014, Mom Carrie and two of her children stopped by First Capital to express their appreciation and to accept the presents for their family.


Photo (left to right): Sue DeStephano, VP of Operations, First Capital Federal Credit Union; Carrie and her two children, Adopted Family

First Capital Federal Credit Union Breaks Ground on New Branch!

York, PA - First Capital Federal Credit Union 'officially' broke ground on its new East York branch, located at 2801 Eastern Boulevard in Springettsbury Township, on December 11, 2014. First Capital's Board of Directors and Management team were on hand for the photograph. The new East York branch is scheduled to open in spring 2015. It will replace the current East York branch located at 161 Kent Road.


Photo (left to right): Kevin Linden, Arthur Hendrix, Dennis Flickinger, Tom Clippinger, Ed Fadely, Stewart Olewiler III, Tara Houser, Jenna Reachard, Sue DeStephano, Scott Kurz, Scott Grob, Rita Hoover, Wendy Spangler, Chuck Burkhardt

November 2014

York County Goes 'Krazy' for Kasasa!

York, PA-On Friday, November 21, 2014, WGTY 107.7 and Presenting Sponsor First Capital Federal Credit Union hosted York Ladies Nite at the Holiday Inn in York. The event ran from 6:00 – 10:30 pm and featured dozens of vendors including First Capital FCU, a travel agency, various home-based businesses, and a spa and skin care company, among others. This year First Capital tried something a little different. "We wanted to focus on Kasasa, our new line of rewards-driven checking accounts. So, we made headlines…literally," said Tara Houser, VP of Marketing. "We made our booth look like a newspaper with 'First Capital FCU Members Go Krazy for Kasasa' as our headline and an opening where staff or party goers could stand to be 'the picture' in the paper!" The display helped start dozens of conversations. Hundreds of people came out for the event and a chance to win door prizes, sample food from various vendors, take in a seminar and get a little exercise with Zumba breaks. The event wrapped up with a post party concert with country artist Jackie Lee.


Lisa Barshinger, Dale Rexrode, Alicia Venable, and Sue DeStephano go 'Krazy' for Kasasa!

First Capital FCU Employee Selected as 2015 Youth Ambassador for the York Chapter of Credit Unions!

York, PA - On November 3, 2014 at the York Chapter of Credit Unions meeting, Rebecca (Becca) Grosh was selected as the 2015 Youth Ambassador. Becca will compete in the 39th Youth Ambassador of Pennsylvania Contest in May against youth ambassadors from chapters around the state. Becca received a $500 check for her win.

Becca is part of Lending Services at First Capital Federal Credit Union. She is active in her church, loves to sing and spend time with her family.

Also during the meeting, Tara Houser was named to the York Chapter Board of Directors. Tara is the VP of Marketing at First Capital Federal Credit Union.

"I'm excited to be a part of this team," said Tara. "And, I'm looking forward to seeing how the York County credit unions can work together to help those in our county."

The York Chapter of Credit Unions is an organization of not-for-profit financial institutions whose guiding philosophy has always been "People Helping People."


Bill Bowker, President York Chapter of Credit Unions; Becca Grosh, First Capital FCU; Dennis Flickinger, President/CEO First Capital FCU

October 2014

First Capital FCU Sponsors Leg Up Farm's Fall Fest!

On Saturday, October 18, 2014, First Capital Federal Credit Union sponsored Leg Up Farm's Fall Fest. This was the second year for the festival which featured an open house and tour of Leg Up Farm, a non-profit therapy center in York County for children with disabilities and developmental delays. The event which ran from 9 a.m. – 2 p.m. featured a craft show, activities for kids, food trucks, a silent auction, and table displays by various vendors. Hundreds of people came out for the event to support the center.


Becky Braun, Internal Auditor/Compliance Officer, and Tara Houser, VP of Marketing work the First Capital table during Leg Up Farm's Fall Fest.

First Capital FCU Holds Member Benefit Day as Part of International Credit Union Day!

First Capital Federal Credit Union celebrated International Credit Union Day with a special Member Benefit Day on Thursday, October 16, 2014. Vendors, such as Liberty Mutual and Enterprise Car Sales, took part in the day at First Capital's West York Office, each touting the benefits they provide to members.

"A lot of our members don't realize the many benefits available to them through the Credit Union," said Tara Houser, VP of Marketing. This day is designed to showcase those relationships and help our members realize how valuable their membership really is."

In addition to the vendors, an identity theft seminar was held at Noon and First Capital provided free credit checks to members. The blood mobile was also on site and collected 22 pints of blood. And members didn't walk away hungry, food trucks served up Mexican food; fries, crab cakes and fried cheese curds; and ice cream; from 11:00 a.m. – 2:00 p.m. The food trucks then donated a portion of their proceeds to the York County Food Bank. In all, we collected $140.



First Capital FCU Employees Help Out at Steam Into History!

York, PA – First Capital Federal Credit Union staff spent Employee Enrichment Day at Steam Into History in New Freedom, PA. Steam into History operates a 1860s steam train in which you can ride the rails and learn the Civil War history in York County.

Our team arrived at Steam Into History in the morning and learned from Wellspan's EAP representative, Holly Moreels, about personality traits and how everyone can get along in the workplace. After that, we spent two hours helping out around the train station. Staff cleaned the store and organized merchandise, removed carpeting, moved shelves, polished the brass on the steam engine, created pieces for the upcoming Scream Into History train ride, among other things. After lunch, we had a fashion show to go over the revised dress code policy and then hopped on the train for ride back in time. The day wrapped up with a sweet treat for staff along the rails.

"First Capital FCU may be closed on Columbus Day, but the staff was still hard at work," said Tara Houser, VP of Marketing. "We use Columbus Day each year for enrichment whether that's training, team building, or helping out other businesses in our community." What a rewarding day!


Mary Corbin and Chuck Burkhardt polish brass on the steam engine.


First Capital staff on the train ride.

September 2014

First Capital FCU and Its Members Support Our Troops!

York, PA- During the month of August, members and employees of First Capital Federal Credit Union collected donations for our troops serving overseas. And, on September 12, 2014, a day after Patriot Day, First Capital donated those items to Becky Bair, Volunteer Leader of Support Our American Recruits (SOAR). SOAR is affiliated with the York-Adams Chapter of the American Red Cross and was started in 2001 as a support group for family members and loved ones of military personnel to provide a place for people to come together and support one another. The group also supports the troops by sending care packages to those from York and Adams County who are serving overseas. In all, First Capital collected everything from toothbrushes, toothpaste and other toiletries to peanut butter and oatmeal. "I was very pleased with the amount of donations that came in," said Tara Houser, VP of Marketing, "This is just one little way we can do our part to support our troops."


Becky Bair, SOAR, stopped by First Capital FCU to pick up the donations collected for our troops!

June 2014

Girl Scout Camp Gets a Fresh New Look!

York, PA - On Monday, June 30, 2014 First Capital Federal Credit Union staff stained buildings at Camp Echo Trail in Felton as part of the United Way Day of Action. The Day of Action is one of the largest volunteer events in York County. More than 700 individuals participated in over 60 projects at local agencies. And, managers at First Capital did their part to help out the Girl Scouts.

"It was a great opportunity to get out in the community and live our mission of people helping people," said Tara Houser, VP of Marketing.


Camp Echo Trail was founded in 1953, and the 315-acre camp offers open spaces for field activities and in the summer can house up to 264 people.

Book Nook Bonanza 2014 Deemed a Success!

York, PA – On June 20-22, 2014, First Capital Federal Credit Union staff volunteered their time at the York Hospital Auxiliary's Book Nook Bonanza 2014. This year's Book Nook offered more than 250,000 books, as well as VHS, DVDs, and artwork for low prices. In all, the three-day sale, held at the York City Ice Arena, raised more than $50,000.00. The York Hospital Auxiliary gives many small grants within WellSpan to assist with programs and equipment. This year's proceeds will be used for the Auxiliary Small Grant Program.


May 2014

First Capital FCU Employee Wins Second Alternate in 2014 Pennsylvania Youth Ambassador Contest!

York, PA - First Capital Federal Credit Union is proud to announce Devan DeShong, a First Capital employee and the York Chapter of Credit Unions youth ambassador, has been chosen as Second Alternate in the 38th Youth Ambassador of Pennsylvania Contest. He competed against 13 other youth ambassadors from chapters around the state on May 19th. DeShong was declared the 2nd Alternate during the PCUA Annual Convention & Exposition in Atlantic City, New Jersey. The Winner was Lauren Hoffman from AmeriChoice Federal Credit Union and First Alternate went to Steven Dill from Widget Financial. Devan received $500 and a clock for his win.

Devan is the Network Administrator at First Capital FCU and has been with the Credit Union for two years. In his free time, Devan enjoys working on cars, restoring his Jeep, and playing guitar.


First Capital FCU Awards Two Scholarships to Members!

York, PA - First Capital Federal Credit Union is very proud to announce Jonas Tucker-Alleyne and Megan Hogan as its 2014 Scholarship Winners. Both winners recently visited First Capital to receive their checks for $1,000 to be used towards their first year of schooling.

"It's great to be able to give this money to Jonas and Megan to help them accomplish their educational goals," said Dennis Flickinger, President/CEO. "We know they'll go far."

Jonas attends Central York High School. He will enter Oral Roberts University this fall and pursue degrees in International Relations and Business. His goal is to make a difference and influence all sections of the world. Jonas served as the Master of Ceremonies for a diversity celebration at Central York. He is involved with student government, is a peer leader and tutor. And, he acts as youth leader and helps feed the homeless.


Megan is a student at Dallastown Area High School. She will enter Virginia Polytechnic Institute and State University and pursue a degree in Biology/Pre-Vet. Megan plans to one day become a veterinarian. Megan is involved in track and field, symphonic band, and jazz band. She also works with YoungLife and spent time shadowing a local veterinarian.

April 2014

First Capital FCU Showers You With Great Rates!

York, PA – Showering you with great rates…watch your money grow at First Capital FCU! That was the theme for First Capital Federal Credit Union's booth during the 2014 International Business & Workforce Expo on April 29 and 30. First Capital utilized an umbrella with foam raindrops attached to it which had our current auto, home equity, etc. rates on them. There were also pots of flowers with One Million Dollar bills growing out of them. The bills contained wildflower seeds which folks could plant in their gardens at home. First Capital gave away umbrellas during Networking Night on the 29. And, the one million dollar bills containing seeds were given out during the event on April 30.

"The theme was a hit with attendees because it was pouring down rain during the entire two-day show," said Tara Houser, VP of Marketing. "People loved that we had umbrellas to hand out as well as the seed bills."

This year's Expo featured domestic and international businesses, an International Trade Conference as well as student groups who visited various booths to learn more about job opportunities available to them.


First Capital FCU Protects Your Credit!

York, PA – On April 1, 8 and 10, 2014, First Capital Federal Credit Union held 'Protect Your Credit' events, one at each branch, to pull members' credit reports to check for fraud. Coming off of the heels of an attempted identity theft at one of our branches (we helped police nab the fraudster), these events are just one more way First Capital is going the extra mile to make sure you are protected.

"Oftentimes people get caught up in the business of life and don't take the time to check their credit report," said Tara Houser, VP of Marketing. "But, First Capital is taking steps to change that."

Dozens of people came out for the events to take advantage of the opportunity to sit down with a Member Service Officer who reviewed their credit report with them, explained what was on it and made sure everything was reporting correctly. Snacks were provided and those who attended the event were entered to win a $100 Visa Gift Card.

This is the first time First Capital has scheduled an evening event for credit checks, but we do offer this service every day free of charge. In all, the event raised awareness and helped some save money.


Superheroes battle it out at this year's Office Olympix!

York, PA – Superheroes overpowered downtown York on April 24, 2014 as they battled it out in the 26th Annual Easter Seals' Office Olympix event. Teams of superheroes from local businesses competed in a variety of games from 6:30 – 8:45 p.m. at the Valencia Ballroom located at 142 North George Street. In addition, they also had the opportunity to meet the Easter Seals' Ambassador Kids and learn more about the Easter Seals mission. To further support the Easter Seals mission, this year, special guests Dave and Angie Kot, spoke about their non-profit, "Autism at Face Value." They were on hand to sign their comic book which is written about an autistic superhero. Dave also donated a portion of last night's comic book sales to Easter Seals. The event was a great success bringing in over $33,000 for Easter Seals of Western and Central Pennsylvania.


First Capital's Money Marvels play the Radio Replay game run by Liz Bell and the WARM 103.3 staff.

February 2014

First Capital FCU and York Chapter of Credit Unions Win 2nd Place Awards in National Competition!

York, PA – On February 26, 2014 in Washington D.C., First Capital Federal Credit Union received 2nd place for CUNA's Louise Herring Philosophy-in-Action Member Service Award. This award recognized the success of First Capital's Deep Sea Savers and Rock Star Super Savers programs, and the benefits they provide our young members.

During the evening, we also celebrated the York County Chapter of Credit Unions' 2nd place Dora Maxwell Social Responsibility Community Service Award for the Homes for Our Troops benefit concert held on September 11, 2012.


February 2014

A Tubing Adventure with Scuba Sammy and Roxy Rockstar!

York, PA – On Saturday, February 22, 2014, staff and members of First Capital Federal Credit Union enjoyed a day of tubing at Heritage Hills AvalancheXpress™.

"AvalancheXpress Day was quite a hit," said Tara Houser, VP of Marketing. "We offered free tickets to our Deep Sea Savers and Rock Star Super Savers to say thank you for being a member of the Credit Union. In all, about 60 people came out to play in the snow."

First Capital employees, who serve on the Youth committee, organized and worked the event. Activities included a bean bag toss, sand art, and a magnet coloring station. Folks also enjoyed cookies, cocoa, coffee and water and a place to relax between tubing runs. Roxy Rockstar and Scuba Sammy, the mascots for our youth program, were on hand to take part in the fun and games.


Roxy Rockstar and Scuba Sammy have fun during AvalancheXpress Day.

First Capital FCU Hosts YCCVB Networking Breakfast!

York, PA – On Wednesday, February 12, 2014, First Capital Federal Credit Union hosted a valentine-themed networking breakfast in conjunction with the York County Convention and Visitors Bureau (YCCVB). Nearly 30 members of the YCCVB from various businesses in the community came out for the event. Aside from breakfast and networking, members had the opportunity to tour First Capital's South York Branch, the first LEED® Gold certified financial institution in York County.


YCCVB members enjoy the networking breakfast held at First Capital Federal Credit Unions' 'Green' Branch.


YCCVB members tour First Capital's 'Green' Branch.

January 2014

Helping Children Stay Warm This Winter!

York, PA – On Thursday, January 16, 2014, First Capital Federal Credit Union's VP of Lending, Sue DeStephano and Amber Zorbaugh, Card Services Specialist donated hats, mittens, scarves and socks to the Children's Home of York. The cold weather gear was donated by members and staff during the holidays and placed on our Hat & Mitten tree until donation time. In addition to the hats and mitten, First Capital also donated a check for nearly $400.00 to the Home. The money was raised during our 4th Quarter 2013 credit card campaign. For every approved card, First Capital donated $2.00 to charity. Nance Montgomery, Development Coordinator for the Children's Home of York was on hand to accept our donations.


Sue DeStephano, VP of Lending and Amber Zorbaugh, Card Services Specialist provide Nance Montgomery, Development Coordinator for the Children's Home of York with cold weather gear and a check for nearly $400 to help the children they serve stay warm this winter.

First Capital FCU Thwarts Identity Thief!

York, PA – On Friday, January 10, 2014, a man came into First Capital Federal Credit Union asking to become a member and apply for a loan. He claimed to live in Ohio, but work locally. During the interview process, he could not tell us the name of the friend who referred him to us. He also could not answer why he had certain items on his credit report. Lastly, the pay stub he produced had inconsistencies. All of this raised red flags for the Member Service Officer who was working with the man. After he left, First Capital FCU contacted Springettsbury Township police and told them about the situation. We then set up a sting operation with the police over a two-day period. The man came into the Credit Union on Tuesday to sign his paperwork…and police were waiting. Once signed, the police placed him into custody.

At this time, Springettsbury Township police have charged the man with criminal identity theft, forgery, among other charges. He is in the York County prison on $250,000 bail.

"Coming on the heels of the Target breach, it's great to know how a local financial institution and the police are taking steps to stop these identity thieves," said Tara Houser, VP of Marketing. "I'm so proud of our team for not just denying the man membership and allowing him to walk away and potentially hit another financial institution, but to actually stop him from targeting another institution and victim."

Providing Financial Literacy to Students!

York, PA – On Wednesday, January 8, 2014, First Capital Federal Credit Union staff volunteered as financial advisors for Junior Achievement's, The Challenge at Finance Park™. The Finance Park simulation focuses on financial literacy. Each student is given a life scenario which includes his/her age, job, salary, family status, etc. Students then choose a vehicle, a home to rent, a cell phone plan, and furniture to purchase, among others. The goal is to budget their money to live within their means. They had to make hard hitting, real financial decisions on the fly. "It was really interesting to see the decisions each student made," said Tara Houser, First Capital FCU's VP of Marketing. "At times, the volunteers had to question whether the decision that was made was the best one and help guide the student down a different path."

Each volunteer worked with 6-7 students from Central York and Susquehannock High Schools. The students arrived at 9:00 a.m. and the day wrapped up around 1:00 p.m.


Students from Central York and Susquehannock High Schools take the Challenge at Finance Park and receive guidance from volunteers from First Captal Federal Credit Union.