Rates

APY = Annual Percentage Yield

APR = Annual Percentage Rate

Rates effective as of 06/26/2014.

Fees may reduce earnings.

Kasasa Cash*

BalanceDividend RateAPY
Balances up to $10,0002.25%2.25%
Balances over $10,0002.25% to 0.36%2.25% to 0.36%
All balances if qualifications aren't met0.03%0.03%

*To earn your rewards, simply do the following activities and transactions in your Kasasa Cash account each monthly qualification cycle:

  • Have at least 12 check card purchases post and settle
  • Be enrolled and receive eStatement notice
  • Be enrolled and log into online banking

Kasasa Saver*

BalanceDividend RateAPY
Balances up to $10,0000.25%0.25%
Balances over $10,0000.25% to 0.16%0.25% to 0.16%
All balances if qualifications aren't met0.03%0.03%

*To earn your rewards, simply do the following activities and transactions in your Kasasa Cash or Kasasa Cash Back account each monthly qualification cycle:

  • Have at least 12 check card purchases post and settle
  • Be enrolled and receive eStatement notice
  • Be enrolled and log into online banking

Share, Club, and Share Draft Accounts^

Account TypeDividend RateAPY
Primary Share:
$0.00 - $2,499.990.200%0.200%
$2,500.00 or greater0.300%0.300%
All-Purpose Share:
$0.00 - $2,499.99 0.200%0.200%
$2,500.00 or greater0.300%0.300%
IRA Share:
$0.00 - $2,499.990.500%0.501%
$2,500.00 or greater0.500%0.501%
First Money Market Share:
$1,000.00 - $4,999.990.299% 0.300%
$5,000.00 - $14,999.990.399% 0.400%
$15,000.00 - $49,999.99 0.449% 0.450%
$50,000.00 or greater0.498%0.500%
Christmas Club:
$0.00 - $2,499.990.200%0.200%
$2,500.00 or greater0.300%0.300%
Vacation Club:
$0.00 - $2,499.990.200%0.200%
$2,500.00 or greater0.300%0.300%
College Club:
Bump Rate:
$0.00 - $2,499.99 0.300%0.300%
$2,500.00 or greater0.400%0.400%
Standard Rate:
$0.00 - $2,499.99 0.200%0.200%
$2,500.00 or greater0.300%0.300%
Share Draft:0.100%0.100%

^Penalty for early withdrawal. For account details, refer to the Truth-In-Savings Disclosure for these products.

Loans

Auto Loans

TypeTermRate
New Vehicles48 months2.99%
Used Vehicles48 months2.99%
New Off-Road Vehicles48 months7.49%
Used Off-Road Vehicles48 months8.24%

Personal Loans

TypeRate
Personal Loan8.99%
First Line (Line of Credit)5.25%

Home Equity Loans

TypeTermRate
Home Equity LoansUp to 60 months3.49%
61 to 120 months3.99%
121 to 180 months4.49%
Home Equity Line of Credit120 months3.75%

Credit Card^

TypeAPR
Visa Platinum Credit Card
Introductory Rate^^2.99%
After Introductory Rate7.99% - 15.99%
VISA Signature Rewards9.99% - 17.99%
VISA Secured13.99%
VISA Business Rewards9.99% - 17.99%

^Based on creditworthiness. The APR will vary with the market based on the Prime Rate. Introductory purchase rate of 2.99% APR for first 6 months. After 6 months, 7.99% to 15.99% APR. Introductory balance transfer rate of 2.99% APR for first 15 months. After 15 months, 7.99% to 15.99% APR.

^^Introductory rate lasts for 6 months on purchases and 15 months on balance transfers.

Share Certificates

Share Certificates^

TermDividend RateAPY
90 Day0.299% 0.300%
12 Month0.498%0.500%
18 Month 0.548% 0.550%
24 Month0.598%0.600%
30 Month 0.648%0.650%
36 Month0.846%0.850%
48 Month0.995%1.000%
60 Month1.292%1.300%

^Penalty for early withdrawal. For account details, refer to the Truth-In-Savings Disclosure for these products.

IRA Share Certificates^

TermDividend RateAPY
12 Month 0.498% 0.500%
24 Month 0.598% 0.600%
30 Month 0.648% 0.650%
36 Month0.846%0.850%
48 Month 0.995%1.000%
60 Month1.292% 1.300%

^Penalty for early withdrawal. For account details, refer to the Truth-In-Savings Disclosure for these products.

Step-Up Share Certificate &
IRA Step-Up Share Certificate^

TermDividend RateAPY
24 Month 0.598% 0.600%

^Penalty for early withdrawal. For account details, refer to the Truth-In-Savings Disclosure for these products.

Youth Add-On^

TermDividend RateAPY
24 Month 0.598%0.600%

^Penalty for early withdrawal. For account details, refer to the Truth-In-Savings Disclosure for these products.