Rates

APY = Annual Percentage Yield

APR = Annual Percentage Rate

Rates effective as of 10/01/2016.

Fees may reduce earnings.

Kasasa Cash*

BalanceDividend RateAPY
Balances up to $10,0002.25%2.25%
Balances over $10,0002.25% to 0.36%2.25% to 0.36%
All balances if qualifications aren't met0.03%0.03%

*To earn your rewards, simply do the following activities and transactions in your Kasasa Cash account each monthly qualification cycle:

  • Have at least 12 check card purchases post and settle
  • Be enrolled and receive eStatement notice
  • Be enrolled and log into online banking

Kasasa Saver*

BalanceDividend RateAPY
Balances up to $10,0000.25%0.25%
Balances over $10,0000.25% to 0.16%0.25% to 0.16%
All balances if qualifications aren't met0.03%0.03%

*To earn your rewards, simply do the following activities and transactions in your Kasasa Cash or Kasasa Cash Back account each monthly qualification cycle:

  • Have at least 12 check card purchases post and settle
  • Be enrolled and receive eStatement notice
  • Be enrolled and log into online banking

Share, Club, and Share Draft Accounts^

Account TypeDividend RateAPY
Primary Share:
$0.00 - $2,499.990.150%0.150%
$2,500.00 or greater0.250%0.250%
All-Purpose Share:
$0.00 - $2,499.99 0.150%0.150%
$2,500.00 or greater0.250%0.250%
IRA Share:0.400%0.400%
First Money Market Share:
$1,000.00 - $4,999.990.249% 0.250%
$5,000.00 - $14,999.990.349% 0.350%
$15,000.00 - $49,999.99 0.399% 0.400%
$50,000.00 or greater0.449%0.450%
Christmas Club:
$0.00 - $2,499.990.150%0.150%
$2,500.00 or greater0.250%0.250%
Vacation Club:
$0.00 - $2,499.990.150%0.150%
$2,500.00 or greater0.250%0.250%
College Club:
Bump Rate:
$0.00 - $2,499.99 0.300%0.300%
$2,500.00 or greater0.400%0.400%
Standard Rate:
$0.00 - $2,499.99 0.200%0.200%
$2,500.00 or greater0.300%0.300%
Share Draft:0.100%0.100%

^Penalty for early withdrawal. For account details, refer to the Truth-In-Savings Disclosure for these products.

Business Share Accounts^

Share TypeMinimum Opening Balance Minimum Balance To Avoid Fees Rate % Yield %
Business Savings $5.00$500.000.200% 0.200%
Business All-Purpose Share $5.00$500.000.200%0.200%
Business Savings Non-Profit $5.00$100.000.200% 0.200%
Business All-Purpose Share Non-Profit$5.00$100.000.200%0.200%
Business Draft $0.00 - $2,499.99 $0.00$500.000.150% 0.150%
Business Draft >$2,499.99$0.00$500.000.250% 0.250%
Business Draft Non-Profit
$0.00 - $2,499.99
$0.00$100.000.150% 0.150%
Business Draft Non-Profit >$2,499.99 $0.00$100.000.250% 0.250%
Capital MMA $0.00 - $999.99$0.00$1,000.000.000% 0.000%
Capital MMA $1,000.00 - $4,999.99$0.00$1,000.000.249% 0.250%
Capital MMA $5,000.00 - $14,999.99 $0.00$1,000.000.349% 0.350%
Capital MMA $15,000.00 - $49,999.99 $0.00$1,000.000.399% 0.400%
Capital MMA >$50,000.00 $0.00$1,000.000.449% 0.450%

^Penalty for early withdrawal. For account details, refer to the Truth-In-Savings Disclosure for these products.

Loans

Auto Loans

No Payments for 90 Days Promo*

*Interest will accrue during first 90 days!

48 months2.24% New

2.49% Used/Refinanced

New Vehicles48 months2.24%
New Vehicles60 months2.49%
Used Vehicles48 months2.24%
Used Vehicles60 months2.49%
New and Used RVs and Boats60 months4.99%
New and Used RVs and Boats72 months5.24%
New and Used RVs and Boats120 months5.99%
New Off-Road Vehicles48 months7.49%
Used Off-Road Vehicles48 months8.24%

Personal Loans

Holiday Loan Promo6.99%

Up to 12 months; $500 - $5000

Personal Loan10.50%
First Line (Line of Credit)5.50%

Home Equity Loans

TypeTermRate
Home Equity LoansUp to 60 months3.74%
61 to 120 months4.24%
121 to 180 months4.49%
Home Equity Line of Credit120 months4.00%

Credit Card^

TypeAPR
Visa Platinum Credit Card
Introductory Rate^^2.99%
After Introductory Rate8.24% - 16.24%
VISA Signature Rewards10.24% - 18.00%
VISA Secured14.24%
VISA Business Rewards10.24% - 18.00%

^Based on creditworthiness. The APR will vary with the market based on the Prime Rate. Introductory purchase rate of 2.99% APR for first 6 months. After 6 months, 8.24% to 16.24% APR. Introductory balance transfer rate of 2.99% APR for first 15 months. After 15 months, 8.24% to 16.24% APR.

^^Introductory rate lasts for 6 months on purchases and 15 months on balance transfers.

Share Certificates

Share Certificates^

TermDividend RateAPY
90 Day0.249% 0.250%
6 Month0.299%0.300%
12 Month0.498%0.500%
18 Month 0.548% 0.550%
24 Month0.598%0.600%
30 Month 0.648%0.650%
36 Month0.846%0.850%
48 Month0.995%1.000%
60 Month1.292%1.300%

^Penalty for early withdrawal. For account details, refer to the Truth-In-Savings Disclosure for these products.

IRA Share Certificates^

TermDividend RateAPY
12 Month 0.498% 0.500%
24 Month 0.598% 0.600%
30 Month 0.648% 0.650%
36 Month0.846%0.850%
48 Month 0.995%1.000%
60 Month1.292% 1.300%

^Penalty for early withdrawal. For account details, refer to the Truth-In-Savings Disclosure for these products.

Step-Up Share Certificate &
IRA Step-Up Share Certificate^

TermDividend RateAPY
24 Month 0.598% 0.600%

^Penalty for early withdrawal. For account details, refer to the Truth-In-Savings Disclosure for these products.

Youth Add-On^

TermDividend RateAPY
24 Month 0.598%0.600%

^Penalty for early withdrawal. For account details, refer to the Truth-In-Savings Disclosure for these products.