Savings & Certificates

Who said young adults can't be serious about saving? Our College Club savings account and Add-On Youth Share Certificates offer members 25 and under just that opportunity. With our College Club Account, youth and young adults earn dividends higher than regular savings from day one as they start preparing for college expenses.

Our Add-On Youth Share Certificate allows these budding financial gurus to benefit from a fixed-rate share certificate, while still offering the option of adding on funds in $25 increments.

College Club Account
  • Set aside little by little for your college education
  • Competitive dividends paid on entire balance
  • Earn an even higher rate by making regular monthly deposits of $20 or more
  • No monthly service fee
  • $20 minimum deposit to open
  • Set aside any amount you're comfortable with
  • Set up direct deposit for an easy way to build savings
  • Funds automatically transferred to your First Capital Federal Credit Union Share Savings account on the first day of the calendar month following your 18th birthday
  • Early withdrawals before the age of 18 will result in a penalty*
  • Free online banking
  • Free mobile banking
  • Free eStatements

*Verification of enrollment in college or another institution of higher education.

Truth in Savings Disclosure

Fee Schedule

24-Month Add-On Youth Share Certificate
  • Available to members 25 and younger
  • 24-month term available
  • Fixed dividend rate, higher than regular savings
  • Watch your savings grow beyond your initial deposit
  • Add funds of $25 or more at any time over the course of your 24-month term
  • Penalty for early withdrawals apply
  • $100 minimum deposit to open

Truth in Savings Disclosure

Fee Schedule