Personal Loans

  • Personal Loan

    • Competitively low rates for a wide range of personal needs.
    • Repayment terms aligned with your unique needs.
    • Local Central Pennsylvania decision-making and processing.

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  • First Line of Credit

    • Competitively low rates for several personal, ongoing needs.
    • Helps balance the fluctuation between your monthly income and expenses.
    • Apply once, then withdraw as needed thereafter.

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  • Share Secured

    • Secured by funds established in a First Capital savings account.
    • Potentially lower rates due to collateral backing.
    • Keep your savings intact and incurring dividends.

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  • Credit Builder

    • Competitive, fixed interest rate.
    • Loan proceeds are deposited into a share account as security for the loan.
    • Help build or repair your credit.

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  • Debt Protection

    • A voluntary payment protection that can offer asset protection.
    • Coverage in the instance of an unexpected, protected life event.
    • Additional peace of mind knowing you and your family are covered.

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