Credit Cards

  • Chip Cards (EMV)

    • Europay-Mastercard-VISA (EMV) is a global standard for credit card payments based on chip card technology.
    • It provides stronger security and protection against fraud.
    • This card is accepted anywhere around the globe.

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  • VISA Signature Rewards

    • Earn points for every dollar spent, and redeem for great rewards.
    • Auto Rental Collision Damage, Travel Accident Insurance, and more!
    • No annual fee or balance transfer fee.

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  • VISA Platinum

    • 2.99% APR* introductory rate for purchases and balance transfers.
    • No annual fee or balance transfer fee.
    • Securely manage and view credit card activity 24/7 via online banking.

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  • VISA Secured

    • Low rate, convenience, and the opportunity to build or re-establish credit!
    • No annual fee or balance transfer fee.
    • Secured by funds established in a First Capital share account or share certificate.

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  • Visa Checkout

    • Speed through checkout with a single sign-on
    • Store and use any major credit and debit cards, including your First Capital cards
    • No need to re-enter your card and address information whenever you see Visa Checkout

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  • Debt Protection

    • A voluntary payment protection that can offer asset protection.
    • Coverage in the instance of an unexpected, protected life event.
    • Additional peace of mind knowing you and your family are covered.

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