Our goal is to help members obtain loans as easily and inexpensively as possible. So, we've designed loan options to fit your budget and borrowing needs, with competitive interest rates, simple, straightforward terms, and fast, convenient service. Our not-for-profit status allows us to offer interest rates that are lower than most banks, savings and loans, and finance companies. And enjoy the convenient option of having your loan payment automatically taken from your paycheck with payroll deduction or through automatic transfer from your share account. No worries about missing a payment, and no hassle with writing checks and finding stamps.

We offer loans for virtually any reason, whether it is for fixing up your home, buying a vehicle, buying furniture, and more! First Capital is dedicated to providing you with the high-quality service you deserve. You will appreciate our competitive loan rates, flexible service, and easy application process. Don’t wait, apply now!

Use the Loan Calculator to estimate your payments.

For more information about our product options, click on the choices to the left.

Current Loan Rates