Current Loan Rates
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1st Quarter Promotions* BOGO: Bring One, Get One HALF OFF. “Bring” in a new loan (VEHICLE OR FIXED HOME EQUITY) at our regular rate and we will give half off the interest rate for a second loan. Offer valid January 1, 2012 - March 31, 2012, but can be withdrawn at any time if market conditions warrant. The discount will apply to the lower interest rate loan and can go as low as 2.99%. Loans that qualify for a rate discount will not exceed a 60-month term. 600 credit score and above is required. New money only. Didn’t get the present you really wanted this year? Treat yourself to a new or used car and receive an annual percentage rate on your loan of 4.24% for up to 36 months or 4.49% for loans up to 60 months. This offer is valid January 1, 2012-March 31, 2012. Borrower must have a credit score of 640 and above to qualify for these rates. New money only. May not be combined with any other offer. When you go green, receive .50% off the APR for which you qualify. New Vehicles | |
| Rates as low as | 4.24% for 48 months |
| Additional Rates for terms up to 84 months |
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| Used Vehicles | |
| Rates as low as | 4.24% for 48 months |
| Additional Rates for terms up to 72 months |
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| New Off-Road Vehicles | |
| Rates as low as | 7.49% for 48 months |
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| Personal Loans | |
| Rates as low as |
10.50% |
| First Line (Line of Credit) | |
| Rates as low as | 5.25% |
| Home Equity Loans |
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| Up to 60 months as low as | 4.49% |
| 61 to 120 months as low as | 4.99% |
| 121 to 180 months as low as | 5.99% |
| Home Equity Line of Credit | |
| 120 months repayment as low as | 3.75% |
| Credit Cards | |
| VISA Credit Card as low as | 10.24% |
| Rates Effective | |
| For more information or questions, call us at (717)767-5551 or e-mail us at info@firstcapitalfcu.com | |