The Credit Union is operated solely for the benefit of its members. Earnings are returned to members in the form of higher dividends and enhanced services. All of the financial products and quality service provided to our members demonstrate First Capital's personal commitment to live our mission...

"The financial wellbeing of our members and dedication to our community come FIRST."

As your financial institution, we satisfy the financial needs of the members with a full-line of consumer friendly products and services, many at no cost. We offer loans designed to meet our members' credit needs - new and used vehicle, home equity, consolidation, credit builder, personal and student. Plus, you'll appreciate our low loan rates.

Membership Eligibility

First Capital Federal Credit Union members are also owners, helping each other offer competitive savings, checking and loan programs that are designed to assist members in building a better financial lifestyle. Becoming a member of First Capital means that you can take advantage of all the benefits of membership for as long as you are a member.

Once a member, always a member. Whether you retire, change jobs, or relocate, you can still keep your membership with First Capital. Being an employee of an affiliated organization may bring you to First Capital, but our personal member service and constantly improving benefits will keep you a part of the First Capital Federal Credit Union family. We invite you to join the more than 20,000 members who have discovered the First Capital advantage.