First Capital observes the following holidays by closing the main office and all branches:

2012 New Year's Day Martin Luther King, Jr. Day Presidents' Day Good Friday Memorial Day Independence Day Labor Day Columbus Day Thanksgiving Christmas New Year's Day January 2 January 16 February 20 April 6 May 28 July 4 September 3 October 8 November 22 & 23 December 25 January 1, 2013