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Credit Life and Disability Insurance is designed to help families manage financial obligations in the events of illness, disability or death. First Capital offers this coverage on all of our loan products, with the exception of credit cards which are not eligible to be covered under disability insurance. When you choose this coverage, the low cost of the insurance is automatically included in your monthly payment. For just pennies a day, you can have the peace of mind knowing that in the event of an emergency, your loan payments will be covered.
Help Protect Your Family's Lifestyle At a Rate You Can Afford!
Credit Life and Disability Insurance (Payment Protection) can safeguard your family's lifestyle and your peace of mind. Its financial help you can count on when you need it most.
Why Take the Risk?
Who will make your loan payments if you can't? That's a problem you won't have to face with Payment Protection/Credit Insurance. If you die or become disabled due to a covered illness or accident, your loan may be reduced or paid off.
Simple Eligibility
No physical exam is required to qualify. And the group rates are low typically less than individual coverage!
No Additional Bills
Don't worry about having additional bills to pay; your premium will be included in your monthly loan payment.
Rest Easy
With Payment Protection, you can rest easy knowing your benefits will be paid in addition to any other insurance or company protection you may have.
Act Today
Protect yourself and your family every time you borrow. Some limitations and exclusions may apply. For a very low cost, we can provide credit life and disability insurance on each loan you get from us. Each time you take out a loan, the Member Service Representative will provide you with the option of taking out insurance and will explain the costs to you.
For more information about Life & Disability Insurance or to file a claim, please contact First Capital by calling (717)767-5551 or send us an email.
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