Services Fee Schedule
 
Service/Product
Fee
ATM - PIN based transactions
     (limit 4 free transactions per card, per month)
ATM - M&T Network transactions
     (limit 6 free transactions per card, per month) 
$1.00 per transaction
$1.00 per transaction
ATM Network Access
$2.00 per card
Bill Payer (fee may be waived, contact your local branch for details)
$5.00
CARFAX (FREE if financed at FCFCU)
$15.00
Certified Check
$5.00
Christmas Club (each early withdrawal per year)
$10.00
Collateral Protection Insurance
$100.00
Corporate Check (one free), thereafter per day
$2.50
Domestic Relations Hold
$50.00
Dormant Account (per month) after twelve months
$5.00
Escheat
$35.00
Foreign Currency Service
current charges
+ $7.00
IRS Tax Levy
$50.00
 
Mailed Receipt Request (per day)
$3.00
Money Market Minimum Balance Fee
$10.00
Money Market Excess Withdrawal Fee
$5.00
Money Order (up to $1,000)
$1.00
Non-Sufficient Funds
$30.00
Overnight Delivery Service
Current Charges
+ $5.00 
Paid Item Fee - Overdraft Privelege
$30.00
Plastic Card Replacement
$5.00
Reg D - excessive transfers/withdrawals per month
$5.00
Research (per hour)
$35.00
Returned Deposit Item
$25.00
Returned Statement
$10.00
Safe Deposit Box (annual)
by size
Safe Deposit Box Drilling
Current Charges
+ $25.00
Safe Deposit Box Key Replacement
Current Charges
+ $5.00
Share Draft Check Order
by style
Skip Payments (per loan)
$35.00
Stop Payments (check or ACH)
$20.00
Statement History (per month)
$3.00
Title Request (duplicate copy)
$22.50
Title Processing
$7.00
VISA Debit Card Dispute (each)
$15.00
Western Union, Domestic
$20.00
Western Union, International
market rate + $5.00
Wire Transfer (incoming)
$5.00
Wire Transfer, Domestic (outgoing)
$20.00
Wire Transfer, International (outgoing)
$30.00
Writ of Execution
$50.00
   
Effective