Services Fee Schedule
 
Service/Product
Fee
ATM - PIN based transactions 
    (limit 4 free transactions per card, per month)
ATM - M&T Network transactions
    (limit 6 free transactions per card, per month) 
$1.00
 
$1.00
ATM Network Access
$2.00 per card
Bill Payer (FREE if certain conditions met)
$5.00
CARFAX (FREE if car financed at FCFCU)
$15.00
Certified Check
$5.00

Christmas Club Early Withdrawal Fee 
    (each early withdrawal per year)

$10.00
Collateral Protection Insurance
$100.00
Corporate Check (more than 1 per day)
$2.50
Domestic Relations Hold
$50.00
Dormant Account (per month after 12 months)
$5.00
Escheat
$35.00
Foreign Currency Service
Current Charges
+ $7.00
IRA Monthly Fee
    (if minimum balance not maintained)
$10.00
IRS Tax Levy
$50.00 
Mailed Receipt Request (per day)
$3.00
Membership Fee
$1.00
Money Market Minimum Balance Fee
$10.00
Money Market Excess Withdrawal Fee 
    (limit 6 withdrawals per month)
$5.00
Money Order (up to $1,000)
$1.00
Overnight Delivery Service
Current Charges
+ $5.00 
Paid Item Fee - Overdraft Privilege
$30.00
Plastic Card Replacement
$5.00

Reg D 
    (more than 6 transfers/withdrawals per month)

$5.00
Research (per hour)
$35.00
Returned Deposit Item
$25.00
Returned Statement
$10.00
Safe Deposit Box (annual)
By Size
Safe Deposit Box Drilling
Current Charges
+ $25.00

Safe Deposit Box Key Replacement

Share Draft Copy (more than 3 per year)

Current Charges
+ $5.00
$3.00 
Share Draft Check Order
By Style
Skip Payments (per loan)
$35.00
Stop Payments (check, ACH or Bill Payer)
$20.00
Statement History (per month)
$3.00
Title Request (duplicate copy)
$22.50

Title Processing
Unpaid Item Fee (Non-Sufficient Funds - NSF) 

$7.00
$30.00
VISA Gift Card Fee 
$4.00
Western Union, Domestic
$20.00
Western Union, International
Market Rate + $5.00
Wire Transfer (incoming)
$5.00
Wire Transfer, Domestic (outgoing)
$20.00
Wire Transfer, International (outgoing)
$30.00
Writ of Execution
$50.00
   
Effective