Certificate Rates

Term
Dividend Rate
Annual Percentage Yield
Dividend Rate
Annual Percentage Yield
Regular Certificates   Classic Certificates
90 Days
 .598 
 .600
  
 .747
 .750
6 Months
.747
 .750
 
 .896
 .900
12 Months
 .846 
 .850
  
 .995
1.000
18 Months
1.143 
1.150
 
1.292
1.300 
24 Months
1.489
1.500 
  
1.637
1.650
30 Months
1.736
1.750
  
1.883
1.900
36 Months
1.981
2.000
  
2.129
2.150
48 Months
2.227
2.250
  
2.373
2.400
60 Months
2.471
2.500
  
2.618
2.650
 
24 Mo Step Up
1.489
1.500
1.637
1.650
 
Traditional IRA Certificates
12 Months
   .846 
 .850
  .995
1.000
24 Months
1.489
1.500
1.637
1.650
30 Months
1.736
1.750
1.883
1.900
36 Months
1.981
2.000
2.129
2.150
48 Months
2.227
2.250
2.373
2.400
60 Months
2.471
2.500
2.618
2.650
 
24 Mo Step Up
1.489
1.500
1.637
1.650
 
Roth IRA Certificates
12 Months
 .846
.850
 .995
1.000
24 Months
1.489
1.500 
1.637
1.650
30 Months
1.736
1.750
1.883
1.900
36 Months
1.981
2.000
2.129
2.150
48 Months
2.227
2.250
2.373
2.400
60 Months
2.471
2.500
2.618
2.650
 
24 Mo Step Up
1.489
1.500
 
1.637
1.650
 
 
Coverdell ESA Certificates
12 Months
  .846 
 .850
N/A
N/A
24 Months
1.489
1.500
N/A
N/A
30 Months
1.736
1.750
  
N/A
N/A
36 Months
1.981
2.000
N/A
N/A
48 Months
2.227
2.250
N/A
N/A
60 Months
2.471
2.500
N/A
N/A
 
24 Mo Step Up
1.489
1.500
N/A
N/A
 
Rates Effective


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