|
Term |
Minimum Balance |
Dividend Rate |
Annual Percentage Yield |
|
Dividend Rate |
Annual Percentage Yield |
| Regular Certificates | Classic Certificates | |||||
|
.249 |
.250 |
.399 |
.400 | |||
|
6 Months |
$500.00/$1,000.00 |
.349 |
.350 |
.498 |
.500 | |
| $500.00/$1,000.00 |
.548 |
.550 |
.697 |
.700 | ||
| 18 Months | $500.00/$1,000.00 |
.697 |
.700 |
.846 |
.850 | |
| 24 Months | $500.00/$1,000.00 |
.896 |
.900 |
1.044 |
1.050 | |
| $500.00/$1,000.00 |
1.094 |
1.100 |
1.242 |
1.250 | ||
| 36 Months | $500.00/$1,000.00 |
1.143 |
1.150 |
1.292 |
1.300 | |
| 48 Months | $500.00/$1,000.00 |
1.489 |
1.500 |
1.637 |
1.650 | |
| 60 Months | $500.00/$1,000.00 |
1.883 |
1.900 |
2.030 |
2.050 | |
| *Minimum balance $500.00 under age 18, $1,000.00 for 18 years and over | ||||||
|
24 Mo Step Up |
$5,000.00 |
.896 |
.900 |
1.044 |
1.050 | |
| IRA Certificates (Traditional, Roth) | ||||||
|
.548 |
.550 |
.697 |
.700 | |||
|
.896 |
.900 |
1.044 |
1.050 | |||
| 30 Months | $500.00/$1,000.00 |
1.094 |
1.100 |
1.242 |
1.250 | |
| 36 Months | $500.00/$1,000.00 |
1.143 |
1.150 |
1.292 |
1.300 | |
| 48 Months | $500.00/$1,000.00 |
1.489 |
1.500 |
1.637 |
1.650 | |
| 60 Months | $500.00/$1,000.00 |
1.883 |
1.900 |
2.030 |
2.050 | |
| *Minimum balance $500.00 under age 18, $1,000.00 for 18 years and over | ||||||
| 24 Mo Step Up | $5,000.00 |
.896 |
.900 |
1.044 |
1.050 | |
| Coverdell ESA Certificates | ||||||
| 12 Months | $500.00/$1,000.00* |
.548 |
.550 |
N/A |
N/A | |
| $500.00/$1,000.00 |
.896 |
.900 |
N/A |
N/A | ||
| 30 Months | $500.00/$1,000.00 |
1.094 |
1.100 |
N/A |
N/A | |
| 36 Months | $500.00/$1,000.00 |
1.143 |
1.150 |
N/A |
N/A | |
| 48 Months | $500.00/$1,000.00 |
1.489 |
1.500 |
N/A |
N/A | |
| 60 Months | $500.00/$1,000.00 |
1.883 |
1.900 |
N/A |
N/A | |
| *Minimum balance $500.00 under age 18, $1,000.00 for 18 years and over | ||||||
| 24 Mo Step Up | $5,000.00 |
.896 |
.900 |
N/A |
N/A | |
| Rates Effective | ||||||
|
Annual Percentage Yield (APY) assumes principal and dividends remain on deposit for the term stated. Dividend rates are subject to change without notice. Dividends are compounded monthly. Early withdrawal penalties apply. The APY will be paid until the certificate matures. Your certificate will automatically renew at the rate in effect at the time of maturity unless we are contacted on the maturity date, before the maturity date or during the grace period. Upon renewal, the term will be the same as the original term. You have seven (7) calendar days after maturity to redeem your certificate without penalty if you do not want to renew. For more information or questions, call us at (717) 767-5551 or email us at info@firstcapitalfcu.com | ||||||