Business Certificate Rates


Certificate Rates

Term
Minimum
Balance
Dividend Rate
Annual Percentage Yield
Regular Certificates
90 Days  $500.00/$1,000.00*
 .249 
 .250
 

6 Months

 $500.00/$1,000.00

.349
 .350
 
12 Months  $500.00/$1,000.00
 .548 
 .550
 
18 Months  $500.00/$1,000.00
.697
 .700
 
24 Months  $500.00/$1,000.00
.896
  .900 
 
30 Months  $500.00/$1,000.00
1.094
1.100
 
36 Months  $500.00/$1,000.00
1.292
1.300
 
48 Months  $500.00/$1,000.00
1.588
1.600
 
60 Months  $500.00/$1,000.00
1.883
1.900
 
 *Minimum balance $500.00 under age 18, $1,000.00 for 18 years and over

24 Mo Step Up

 $5,000.00
.896
 .900
 
Rates Effective

Annual Percentage Yield (APY) assumes principal and dividends remain on deposit for the term stated. Dividend rates are subject to change without notice. Dividends are compounded monthly. Early withdrawal penalties apply. The APY will be paid until the certificate matures. Your certificate will automatically renew at the rate in effect at the time of maturity unless we are contacted on the maturity date, before the maturity date or during the grace period. Upon renewal, the term will be the same as the original term. You have seven (7) calendar days after maturity to redeem your certificate without penalty if you do not want to renew.



For more information or questions, call us at (717) 767-5551 or e-mail us at BusinessServices@firstcapitalfcu.com