ATM Access

ATM service enables you to access your First Capital accounts to withdraw and deposit money, or perform inquiries and transfers 24-hours a day! First Capital recognizes our members concern with ATM fees. We offer the following recommendations to avoid ATM surcharges:

First Capital’s ATMs

First Capital’s ATMs are our members’ direct, unlimited, no-fee access to cash seven days a week, 24-hours a day! For our members’ convenience, First Capital has surcharge-free ATMs conveniently located at each of our branch locations, at the entrance to York Hospital’s cafeteria, in the WellSpan Pharmacy in the Apple Hill Medical Center, and at the Harley- Davidson Softail Plant.

Benefits

* Withdraw cash from your accounts anytime without paying surcharge fees!
* Transfer funds between your shares and loans.
* Deposits can be made before or after branch hours.
* Make balance inquiries on your account.

M&T ATM Network

Credit Union members can also make withdrawals at any M&T Bank ATM. For a low monthly fee, you can avoid the surcharge charged for each transaction by M&T.

CU's ATM Network

Through a special partnership with participating credit unions, our members have access to thousands of surcharge-free ATMs nationwide using the CU$ ATM Network. Members can withdraw money with no surcharge fee at any ATM with the participating CU$ sign! See our fee schedule for more details or contact First Capital for more information.

Click the links below to find a surcharge-free ATM:

First Capital’s ATM Locations
M&T ATM Network Important Information:
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CU$ Network Important Information:
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