ATM Access

ATM service enables you to access your First Capital accounts to withdraw and deposit money, or perform inquiries and transfers 24-hours a day! First Capital recognizes our members concern with ATM fees. We offer the following recommendations to avoid ATM surcharges:

First Capital’s ATMs

First Capital’s ATMs are our members’ direct, unlimited, no-fee access to cash seven days a week, 24-hours a day! For our members’ convenience, First Capital has surcharge-free ATMs conveniently located at each of our branch locations, at the entrance to York Hospital’s cafeteria and in the WellSpan Pharmacy in the Apple Hill Medical Center.

Benefits

* Withdraw cash from your accounts anytime without paying surcharge fees!
* Transfer funds between your shares and loans.
* Deposits can be made before or after branch hours.
* Make balance inquiries on your account.

M&T ATM Network

Credit Union members can also make withdrawals at any M&T Bank ATM. For a low monthly fee, you can avoid the surcharge charged for each transaction by M&T.

CU's ATM Network

Through a special partnership with participating credit unions, our members have access to thousands of surcharge-free ATMs nationwide using the CU$ ATM Network. Members can withdrawal money with no surcharge-fee at any ATM with the participating CU$ sign! See our fee schedule for more details or contact First Capital for more information.

Click the links below to find a surcharge-free ATM:

First Capital’s ATM Locations
M&T ATM Network Important Information:
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CU$ Network Important Information:
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