Career Opportunities

Business Services Officer

First Capital is seeking a full-time Business Services Officer who will be based at our headquarters office in West York.

Organization:

First Capital is a sound, well-established and progressive financial institution located in York, PA. We currently serve 17,000 members throughout York County, the State of Pennsylvania and around the country. The credit union has been in operation since 1954 and currently has over 400 companies and organizations in its field of membership. Our mission is that the financial well-being of members and dedication to our community come FIRST.

Opportunity:

As a Business Services Officer, you will work with the Business Services team to grow the deposit and loan portfolio by building long-term relationships with our business members. As an integral part of the Business Services team you will assist the business owner in achieving their financial goals while also helping to grow the credit union's business portfolio.

Key Accountabilities:

• Ability to facilitate and conduct outside meetings with new and existing business owners to promote credit union business products and services.

• Gather all documents required to complete credit analysis including, federal tax returns, (personal and business), business financial statements, and personal financial statements.

• Prepare and analyze all necessary documentation to decision the loan, spread business financial statements and tax returns.

• Prepare and submit credit analysis for approval

Minimum Qualifications Required:

• Bachelor's degree in accounting, business, finance or a related curriculum preferred; however, an equivalent combination of education and experience that would provide the requisite knowledge, skills and abilities is acceptable.

• Requires minimum of four (4) years lending experience, preferably with business lending.

• Requires knowledge of federal regulations governing credit union operations.

• Prefer knowledge of balance sheets, profit and loss statements, federal income tax forms and ability to construct basic loan write-ups.

• Strong computer skills and knowledge of Microsoft Word, Excel and Outlook

If you are self-motivated, team-oriented and possess strong communication skills, we encourage you to apply now.

Candidates should email resume and cover letter to: HR@firstcapitalfcu.com.

First Capital is an Equal Opportunity Employer and offers a competitive salary, excellent benefits and opportunities for professional growth in a team oriented, positive and supportive environment.


Member Services Officer (MSO)

First Capital is seeking a full-time Member Service Officer at our West York branch location. Member Service Officers (MSOs) are a vital part of our member service team and play a crucial role in helping our branches meet their goals.

As an MSO, you will be a champion for helping members become more engaged with the credit union through the "You First" principles of service which include engaging members in conversation to assess needs, clearly explaining the features and benefits of our products and services and successfully building and nurturing long term relationships with members and their businesses.

Member Focused

Embrace and demonstrate the "You First" member service principles for providing excellent member service. Possess knowledge of all credit union products and services in order to identify member needs and guide them to products that will provide real solutions, foster the general well-being of members by responding to loan requests promptly and professionally, resolve problems and develop productive relationships that instill confidence and build trust.

Commitment to Quality

Accurately and efficiently conduct a variety of processes including credit interviews, approval or denial of credit applications and maintenance and closure of all loan and deposit products. MSOs also display a thorough knowledge of, and comply with, all federal regulations and procedures concerning deposits and loans and adhere to credit union operational and security procedures to ensure compliance, prevent fraud and protect the assets of members and the credit union.

Minimum Qualifications Required:

• Two to three years of experience in a financial institution or related field

• Excellent interpersonal and customer service skills

• Attention to detail and strong verbal and written communication skills

• Strong sales skills and the ability to engage members in conversation. Candidates must be willing to ask questions in order to determine needs, recommend products and services, and support overall branch goals

• Ability to work a flexible schedule which may include possible evening or Saturday hours based on branch needs

• Proficient computer skills and knowledge of Microsoft Word, Excel and Outlook

• Ability to attend training courses and seminars as necessary and meet annual certification requirements

• Consumer lending experience is preferred, but not required.

First Capital is an Equal Opportunity Employer and offers a competitive salary, excellent benefits and opportunities for professional growth in a team oriented, collaborative environment.

Interested candidates should email resume and cover letter to: HR@firstcapitalfcu.com.


Member Services Representative (Teller)

First Capital is seeking a full –time Member Services Representative at our West York branch.

As an MSR, you will be building stronger member relationships through the "YouFirst" principles of service which include greeting members promptly and enthusiastically, accurately and efficiently handling a variety of routine teller transactions and clearly explaining the features and benefits of our products and services. MSRs assist members in becoming more engaged with the credit union by communicating the benefits and rewards of greater member loyalty.

Top candidates will have:

• Completion of high school diploma or GED

• Minimum of six months customer service/cash handling experience

• Excellent interpersonal and communication skills

• Sales skills and the ability to engage members in conversation to determine needs and recommend products and services

• Ability to work a flexible schedule which may include possible evening or Saturday hours based on branch needs

• Proficient computer skills and knowledge of Microsoft Word, Excel and Outlook

This is a great opportunity for individuals who are self-motivated, service-oriented and possess strong communication skills.

First Capital is an Equal Opportunity Employer and offers a competitive salary, excellent benefits and opportunities for professional growth in a team oriented, collaborative environment.

Qualified candidates should email resume and cover letter to hr@firstcapitalfcu.com.